Lowest published APRs from lenders’ own sites · checked Nov 10, 2026
| PenFed Credit Unionnew car · 36 months · TrueCar dealer only | 3.39%APR |
| Andrews Federal Credit Unionnew car · 36 months | 4.49%APR |
| Connexus Credit Unionnew car · 24 months · with digital banking + autopay | 5.19%APR |
| First Tech Federal Credit Unionnew car · 65 months | 5.24%APR |
| Wings Financial Credit Unionnew car · 36 months | 5.49%APR |