A 36-month filter includes a published range or maximum that covers 36 months. The label stays the lender’s wording, such as “37–60 months” or “up to 65 months”.
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
93 published rows, lowest APR first. Showing 12.
3.39%
TrueCar dealer only
as low as APR
Credit union · New · 36 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. New vehicles: you are the original owner and the untitled vehicle is model year 2025 or newer with less than 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. PenFed Car Buying Service discounted rate through PenFed's partnership with TrueCar; the page states the service is available in all 50 states.
Checked Nov 10, 2026 · Source penfed.org
Credit union · New · 12–36 months
Nationwide
Published as 12–36 months, not as its own 36-month price.
What the lender published
As low as; excellent credit assumed. Rates as of Nov 10, 2026 ET. New vehicles: 2025 and newer with under 7,500 miles, or 7,500-30,000 miles (late-model used). Terms over 84 months only for vehicles under 7,500 miles. Advertised as 12-36 months.
Checked Nov 10, 2026 · Source navyfederal.org
Credit union · New · 36 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. New vehicles: you are the original owner and the untitled vehicle is model year 2025 or newer with less than 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term.
Checked Nov 10, 2026 · Source penfed.org
Credit union · Refinance · 36 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. New vehicles: you are the original owner and the untitled vehicle is model year 2025 or newer with less than 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. PenFed does not permit internal refinances of an existing PenFed auto loan.
Checked Nov 10, 2026 · Source penfed.org
4.34%
TrueCar dealer only
as low as APR
Credit union · Used · 36 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. Used: pre-owned vehicles or vehicles with over 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. PenFed Car Buying Service discounted rate through PenFed's partnership with TrueCar; the page states the service is available in all 50 states.
Checked Nov 10, 2026 · Source penfed.org
Credit union · New · 36 months
Nationwide
Minimum loan $5,000.
What the lender published
As low as APR. A new vehicle is an untitled, current- or prior-model-year vehicle with fewer than 7,500 miles, and you are the original owner. Minimum loan $5,000; maximum $150,000. Vehicles more than 10 model years old are not eligible. Existing Andrews Federal auto loans are not eligible for refinance at these rates unless borrowing an additional $5,000 or more.
Checked Nov 10, 2026 · Source andrewsfcu.org
4.69%–18.00%
with autopay
as low as 4.69% APR
Credit union · New · 36 months
California
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
Effective as of 11/10/2026. Range of rates. Lowest rate includes a 0.75% discount for automatic transfer from a SchoolsFirst FCU account.
Checked Nov 10, 2026 · Source schoolsfirstfcu.org
4.74%
LTV under 70%
as low as APR
Credit union · New · 36 months
Minnesota
What the lender published
APR as low as, based on a final LTV of less than 70% (rate increases at higher LTVs). New or existing Affinity Plus membership required. 84-month minimum loan amount is $25,000. Maximum interest rate for this loan type is 18% APR. New auto, model years 2025-2026.
Checked Nov 10, 2026 · Source affinityplus.org
4.74%
LTV under 70%
as low as APR
Credit union · Used · 36 months
Minnesota
What the lender published
APR as low as, based on a final LTV of less than 70% (rate increases at higher LTVs). New or existing Affinity Plus membership required. 84-month minimum loan amount is $25,000. Maximum interest rate for this loan type is 18% APR. Used auto, model years 2020-2025.
Checked Nov 10, 2026 · Source affinityplus.org
Credit union · Used · 36 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. Used: pre-owned vehicles or vehicles with over 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term.
Checked Nov 10, 2026 · Source penfed.org
Credit union · Refinance · 36 months
Nationwide
What the lender published
As low as; advertised APR is the lowest available. Rates and offers current as of November 1, 2026. Used: pre-owned vehicles or vehicles with over 7,501 miles. Up to 125% financing is available in the U.S., Puerto Rico and Virgin Islands. Rates quoted assume excellent borrower credit history. Rate depends on term. PenFed does not permit internal refinances of an existing PenFed auto loan.
Checked Nov 10, 2026 · Source penfed.org
Credit union · New · 36 months
Rhode Island
What the lender published
Effective as of November 2, 2026. Advertised rates are the lowest available. Rates determined by credit history, loan term, and payment method. New auto rates.
Checked Nov 10, 2026 · Source wavefcu.org
