A 24-month filter includes a published range or maximum that covers 24 months. The label stays the lender’s wording, such as “37–60 months” or “up to 65 months”.
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
70 published rows, lowest APR first. Showing 12.
Credit union · New · 12–36 months
Nationwide
Published as 12–36 months, not as its own 36-month price.
What the lender published
As low as; excellent credit assumed. Rates as of Nov 10, 2026 ET. New vehicles: 2025 and newer with under 7,500 miles, or 7,500-30,000 miles (late-model used). Terms over 84 months only for vehicles under 7,500 miles. Advertised as 12-36 months.
Checked Nov 10, 2026 · Source navyfederal.org
4.99%
with autopay
as low as APR
Credit union · New · Up to 66 months
Massachusetts, New Hampshire
Published as Up to 66 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. Bucket labeled New-2021; up to 66 months.
Checked Nov 10, 2026 · Source wcu.com
4.99%
with autopay
as low as APR
Credit union · Used · Up to 66 months
Massachusetts, New Hampshire
Published as Up to 66 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as APR, and includes a 0.500% discount for automatic payments from any Workers checking account. Page states rates effective as of 6/26/2025 and subject to change; these are the figures still published on the official page on 2026-11-10. Subject to credit approval. Minimum monthly payment of $150 or the payment per $1,000, whichever is greater. Bucket labeled New-2021 also covers 2021 used vehicles; up to 66 months.
Checked Nov 10, 2026 · Source wcu.com
Credit union · Used · 12–36 months
Nationwide
Published as 12–36 months, not as its own 36-month price.
What the lender published
As low as; excellent credit assumed. Rates as of Nov 10, 2026 ET. Used vehicles: 2024 and older, or any model year with over 30,000 miles. Vehicles 20+ years old use Other Eligible Vehicle rates. Advertised as 12-36 months.
Checked Nov 10, 2026 · Source navyfederal.org
5.19%
with digital banking + autopay
as low as APR
Credit union · New · 24 months
Nationwide
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as, accurate as of 11/10/2026. Rates include a 1% discount for Digital Banking and eStatements and a 1% discount for electronic autopay. Individual rates include all eligible discounts. Does not apply to loans currently financed at Connexus. Model year 2025 or newer. Also applies to cars, trucks, SUVs, and motorcycles.
Checked Nov 10, 2026 · Source connexuscu.org
5.19%–17.99%
LTV 95% or less
as low as 5.19% APR
Credit union · New · Up to 48 months
California
Published as Up to 48 months, not as a single monthly term.
What the lender published
Rates effective 11/03/2026. Range of APR. Lowest rate shown with financed LTV of 95%; loans exceeding 95% LTV may be higher. Mileage over 100k adds 0.50%. Used auto also covers auto loan refinance in the same table. New auto: 2025 or newer, up to 140% financing. Used auto: 2024-2016, up to 140% of Blue Book, maximum 150,000 miles. Advertised as 0 to 48 months.
Checked Nov 10, 2026 · Source patelco.org
5.24%
needs direct depositwith autopay
as low as APR
Credit union · New · Up to 36 months
Nationwide
Published as Up to 36 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as for new or used cars, trucks, and vans. Published rate includes a 0.50% discount for qualifying direct deposit of at least $500/month to checking (Social Security exempt from the $500 minimum) and electronic loan payments. Rate may change after consummation. Up to 130% LTV subject to underwriting. Advertised as up to 36 months.
Checked Nov 10, 2026 · Source dcu.org
5.24%
needs direct depositwith autopay
as low as APR
Credit union · Used · Up to 36 months
Nationwide
Published as Up to 36 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as for new or used cars, trucks, and vans. Published rate includes a 0.50% discount for qualifying direct deposit of at least $500/month to checking (Social Security exempt from the $500 minimum) and electronic loan payments. Rate may change after consummation. Up to 130% LTV subject to underwriting. Advertised as up to 36 months.
Checked Nov 10, 2026 · Source dcu.org
5.24%
needs direct depositwith autopay
as low as APR
Credit union · Refinance · Up to 36 months
Nationwide
Published as Up to 36 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as for new or used cars, trucks, and vans. Published rate includes a 0.50% discount for qualifying direct deposit of at least $500/month to checking (Social Security exempt from the $500 minimum) and electronic loan payments. Rate may change after consummation. Up to 130% LTV subject to underwriting. Advertised as up to 36 months. Auto refinancing table shows the same APRs.
Checked Nov 10, 2026 · Source dcu.org
5.24%
needs direct depositwith autopay
as low as APR
Credit union · New · Up to 48 months
Nationwide
Published as Up to 48 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as for new or used cars, trucks, and vans. Published rate includes a 0.50% discount for qualifying direct deposit of at least $500/month to checking (Social Security exempt from the $500 minimum) and electronic loan payments. Rate may change after consummation. Up to 130% LTV subject to underwriting. Advertised as up to 48 months.
Checked Nov 10, 2026 · Source dcu.org
5.24%
needs direct depositwith autopay
as low as APR
Credit union · Used · Up to 48 months
Nationwide
Published as Up to 48 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as for new or used cars, trucks, and vans. Published rate includes a 0.50% discount for qualifying direct deposit of at least $500/month to checking (Social Security exempt from the $500 minimum) and electronic loan payments. Rate may change after consummation. Up to 130% LTV subject to underwriting. Advertised as up to 48 months.
Checked Nov 10, 2026 · Source dcu.org
5.24%
needs direct depositwith autopay
as low as APR
Credit union · Refinance · Up to 48 months
Nationwide
Published as Up to 48 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as for new or used cars, trucks, and vans. Published rate includes a 0.50% discount for qualifying direct deposit of at least $500/month to checking (Social Security exempt from the $500 minimum) and electronic loan payments. Rate may change after consummation. Up to 130% LTV subject to underwriting. Advertised as up to 48 months. Auto refinancing table shows the same APRs.
Checked Nov 10, 2026 · Source dcu.org