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America First Credit Union auto loan rates compared

Independent comparison. JustAutoRates is not affiliated with America First Credit Union. To apply, visit americafirst.com.

Utah · Headquarters Utah

Live or work in Utah and other America First service areas, or qualify through association membership

AZ, NV, and NM have separate rate sheets

Rate page on americafirst.com

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

5.24%–18.00%

as low as 5.24% APR

America First Credit Union

Credit union · New · Term not listed

Utah

The source does not assign this APR to a term.

AZ, NV, and NM have separate rate sheets

What the lender published

Utah/other states loan-rates PDF effective November 1, 2026 (excludes AZ, NV, and NM, which have separate sheets). 'VEHICLE' fixed APR 5.24%-18.00%. Term and new vs used were not broken out on this sheet, so the same starting APR is listed once for new and once for used. APRs based on approved credit and may be higher.

Checked Nov 10, 2026Source americafirst.com

5.24%–18.00%

as low as 5.24% APR

America First Credit Union

Credit union · Used · Term not listed

Utah

The source does not assign this APR to a term.

AZ, NV, and NM have separate rate sheets

What the lender published

Utah/other states loan-rates PDF effective November 1, 2026. 'VEHICLE' fixed APR 5.24%-18.00%. Term and new vs used were not broken out; recorded here as used with the same published vehicle starting APR.

Checked Nov 10, 2026Source americafirst.com

5.49%–18.00%

as low as 5.49% APR

America First Credit Union

Credit union · New · 60 months

Utah

AZ, NV, and NM have separate rate sheets

What the lender published

Utah/other states PDF effective November 1, 2026. '60-MONTH DECLINING RATE AUTO' fixed APR 5.49%-18.00%. New vs used not specified; recorded under new because a separate vehicle starting rate already covers the general product. Do not confuse with the standard VEHICLE 5.24% starting rate.

Checked Nov 10, 2026Source americafirst.com