All auto loan lenders we track

36 lenders with a published auto loan rate. Each card shows the lowest new and used APR we copied from that lender’s own page, including any extra conditions.

36 lenders, A–Z.

• Affinity Plus Federal Credit Union

  Credit union · Minnesota

  Independent comparison. JustAutoRates is not affiliated with Affinity Plus Federal Credit Union. To apply, visit affinityplus.org.

  Checked Nov 10, 2026

  Best new

  4.74%

  36 months

  LTV under 70%

  Best used

  4.74%

  36 months

  LTV under 70%

• Alliant Credit Union

  Credit union · Nationwide

  Independent comparison. JustAutoRates is not affiliated with Alliant Credit Union. To apply, visit alliantcreditunion.org.

  Checked Nov 10, 2026

  Best new

  5.84%

  60 months

  TrueCar dealer onlywith autopay

  Best used

  6.09%

  60 months

  TrueCar dealer onlywith autopay

• America First Credit Union

  Credit union · Utah

  Independent comparison. JustAutoRates is not affiliated with America First Credit Union. To apply, visit americafirst.com.

  Checked Nov 10, 2026

  Best new

  5.24%

  Term not listed

  Best used

  5.24%

  Term not listed

• Andrews Federal Credit Union

  Credit union · Nationwide

  Independent comparison. JustAutoRates is not affiliated with Andrews Federal Credit Union. To apply, visit andrewsfcu.org.

  Checked Nov 10, 2026

  Best new

  4.49%

  36 months

  Best used

  5.10%

  36 months

• BECU (Boeing Employees' Credit Union)

  Credit union · Washington, Oregon

  Independent comparison. JustAutoRates is not affiliated with BECU (Boeing Employees' Credit Union). To apply, visit becu.org.

  Checked Nov 10, 2026

  Best new

  5.89%

  60-month payment example

  LTV 90% or less

  Best used

  6.19%

  60-month payment example

• Bellco Credit Union

  Credit union · Colorado

  Independent comparison. JustAutoRates is not affiliated with Bellco Credit Union. To apply, visit bellco.org.

  Checked Nov 10, 2026

  Best new

  5.74%

  Term not listed

  Best used

  5.74%

  Term not listed

• Capital One

  Bank · Nationwide

  Independent comparison. JustAutoRates is not affiliated with Capital One. To apply, visit capitalone.com.

  Checked Nov 10, 2026

  Best new

  6.00%

  72 months

  Best used

  6.75%

  72 months

• Coastal1 Credit Union (formerly Pawtucket Credit Union)

  Credit union · Rhode Island, Massachusetts, Connecticut

  Independent comparison. JustAutoRates is not affiliated with Coastal1 Credit Union (formerly Pawtucket Credit Union). To apply, visit coastal1.org.

  Checked Nov 10, 2026

  Best new

  6.09%

  60-month payment example

  promo rate

  Best used

  6.09%

  60-month payment example

  promo rate

• Connexus Credit Union

  Credit union · Nationwide

  Independent comparison. JustAutoRates is not affiliated with Connexus Credit Union. To apply, visit connexuscu.org.

  Checked Nov 10, 2026

  Best new

  5.19%

  24 months

  with digital banking + autopay

  Best used

  5.29%

  24 months

  with digital banking + autopay

• Credit Human

  Credit union · Nationwide

  Independent comparison. JustAutoRates is not affiliated with Credit Human. To apply, visit credithuman.com.

  Checked Nov 10, 2026

  Best new

  5.69%

  48 months

  with autopay

  Best used

  5.69%

  48 months

  with autopay

• First Tech Federal Credit Union

  Credit union · Nationwide

  Independent comparison. JustAutoRates is not affiliated with First Tech Federal Credit Union. To apply, visit firsttechfed.com.

  Checked Nov 10, 2026

  Best new

  5.24%

  65 months

  Best used

  5.24%

  65 months

• Golden 1 Credit Union

  Credit union · California

  Independent comparison. JustAutoRates is not affiliated with Golden 1 Credit Union. To apply, visit golden1.com.

  Checked Nov 10, 2026

  Best new

  4.99%

  Term not listed

  Best used

  5.24%

  Term not listed

• Greenwood Credit Union

  Credit union · Rhode Island

  Independent comparison. JustAutoRates is not affiliated with Greenwood Credit Union. To apply, visit greenwoodcu.org.

  Checked Nov 10, 2026

  Best new

  5.24%

  63 months

  with autopay

  Best used

  5.99%

  63 months

  with autopay

• Idaho Central Credit Union

  Credit union · Idaho

  Independent comparison. JustAutoRates is not affiliated with Idaho Central Credit Union. To apply, visit iccu.com.

  Checked Nov 10, 2026

  Best new

  5.69%

  48 months

  Best used

  5.69%

  48 months

• Jeanne D'Arc Credit Union

  Credit union · Massachusetts, New Hampshire

  Independent comparison. JustAutoRates is not affiliated with Jeanne D'Arc Credit Union. To apply, visit jdcu.org.

  Checked Nov 10, 2026

  Best new

  5.99%

  36 months

  with autopay

  Best used

  5.99%

  36 months

  with autopay

• Lake Michigan Credit Union

  Credit union · Michigan, Florida

  Independent comparison. JustAutoRates is not affiliated with Lake Michigan Credit Union. To apply, visit lmcu.org.

  Checked Nov 10, 2026

  Best new

  5.74%

  Term not listed

  Best used

  5.74%

  Term not listed

• Langley Federal Credit Union

  Credit union · Virginia

  Independent comparison. JustAutoRates is not affiliated with Langley Federal Credit Union. To apply, visit langleyfcu.org.

  Checked Nov 10, 2026

  Best new

  5.99%

  12–36 months

  Best used

  5.99%

  12–36 months

• Metro Credit Union

  Credit union · Massachusetts, New Hampshire

  Independent comparison. JustAutoRates is not affiliated with Metro Credit Union. To apply, visit metrocu.org.

  Checked Nov 10, 2026

  Best new

  6.24%

  Up to 66 months

  Best used

  6.24%

  Up to 66 months

• MIDFLORIDA Credit Union

  Credit union · Florida

  Independent comparison. JustAutoRates is not affiliated with MIDFLORIDA Credit Union. To apply, visit midflorida.com.

  Checked Nov 10, 2026

  Best new

  5.89%

  Up to 72 months

  Best used

  6.14%

  Up to 72 months

• Navigant Credit Union

  Credit union · Rhode Island, Massachusetts

  Independent comparison. JustAutoRates is not affiliated with Navigant Credit Union. To apply, visit navigantcu.org.

  Checked Nov 10, 2026

  Best new

  5.99%

  Up to 66 months

  with autopay

  Best used

  5.99%

  Up to 66 months

  with autopay

• Navy Federal Credit Union

  Credit union · Nationwide

  Independent comparison. JustAutoRates is not affiliated with Navy Federal Credit Union. To apply, visit navyfederal.org.

  Checked Nov 10, 2026

  Best new

  4.19%

  12–36 months

  Best used

  5.09%

  12–36 months

• Oregon Community Credit Union

  Credit union · Oregon

  Independent comparison. JustAutoRates is not affiliated with Oregon Community Credit Union. To apply, visit myoccu.org.

  Checked Nov 10, 2026

  Best new

  6.19%

  Term not listed

  with autopay + eStatementsLTV under 75%

  Best used

  6.19%

  Term not listed

  with autopay + eStatementsLTV under 75%

• Patelco Credit Union

  Credit union · California

  Independent comparison. JustAutoRates is not affiliated with Patelco Credit Union. To apply, visit patelco.org.

  Checked Nov 10, 2026

  Best new

  5.19%

  Up to 48 months

  LTV 95% or less

  Best used

  5.39%

  Up to 48 months

  LTV 95% or less

• PenFed Credit Union

  Credit union · Nationwide

  Independent comparison. JustAutoRates is not affiliated with PenFed Credit Union. To apply, visit penfed.org.

  Checked Nov 10, 2026

  Best new

  3.39%

  36 months

  TrueCar dealer only

  Best used

  4.34%

  36 months

  TrueCar dealer only

• People's Credit Union

  Credit union · Rhode Island, Massachusetts, Connecticut

  Independent comparison. JustAutoRates is not affiliated with People's Credit Union. To apply, visit peoplescu.com.

  Checked Nov 10, 2026

  Best new

  5.49%

  63 months

  with autopay

  Best used

  5.49%

  63 months

  with autopay

• Rhode Island Credit Union

  Credit union · Rhode Island

  Independent comparison. JustAutoRates is not affiliated with Rhode Island Credit Union. To apply, visit ricreditunion.org.

  Checked Nov 10, 2026

  Best new

  5.49%

  84 months

  Best used

  5.49%

  84 months

• SchoolsFirst Federal Credit Union

  Credit union · California

  Independent comparison. JustAutoRates is not affiliated with SchoolsFirst Federal Credit Union. To apply, visit schoolsfirstfcu.org.

  Checked Nov 10, 2026

  Best new

  4.69%

  36 months

  with autopay

  Best used

  5.09%

  36 months

  with autopay

• Service Credit Union

  Credit union · Nationwide

  Independent comparison. JustAutoRates is not affiliated with Service Credit Union. To apply, visit servicecu.org.

  Checked Nov 10, 2026

  Best new

  4.74%

  Term not listed

  Best used

  4.74%

  Term not listed

• Sharon Credit Union

  Credit union · Massachusetts, Rhode Island

  Independent comparison. JustAutoRates is not affiliated with Sharon Credit Union. To apply, visit scucu.com.

  Checked Nov 10, 2026

  Best new

  5.49%

  Up to 63 months

  Best used

  5.49%

  Up to 63 months

• Space Coast Credit Union

  Credit union · Florida

  Independent comparison. JustAutoRates is not affiliated with Space Coast Credit Union. To apply, visit sccu.com.

  Checked Nov 10, 2026

  Best new

  5.74%

  Up to 48 months

  Best used

  5.74%

  Up to 48 months

• Suncoast Credit Union

  Credit union · Florida

  Independent comparison. JustAutoRates is not affiliated with Suncoast Credit Union. To apply, visit suncoast.com.

  Checked Nov 10, 2026

  Best new

  4.84%

  72 months

  EV/hybrid onlypromo rate

  Best used

  5.59%

  60-month payment example

• Truist Bank

  Bank · 18 states

  Independent comparison. JustAutoRates is not affiliated with Truist Bank. To apply, visit truist.com.

  Checked Nov 10, 2026

  Best new

  6.12%

  84 months

  Best used

  No published rate

• Wave Federal Credit Union

  Credit union · Rhode Island

  Independent comparison. JustAutoRates is not affiliated with Wave Federal Credit Union. To apply, visit wavefcu.org.

  Checked Nov 10, 2026

  Best new

  4.99%

  36 months

  Best used

  4.99%

  36 months

• Westerly Community Credit Union

  Credit union · Rhode Island

  Independent comparison. JustAutoRates is not affiliated with Westerly Community Credit Union. To apply, visit westerlyccu.com.

  Checked Nov 10, 2026

  Best new

  5.49%

  36 months

  with autopay

  Best used

  5.49%

  36 months

  with autopay

• Wings Financial Credit Union

  Credit union · Nationwide

  Independent comparison. JustAutoRates is not affiliated with Wings Financial Credit Union. To apply, visit wingscu.com.

  Checked Nov 10, 2026

  Best new

  5.49%

  36 months

  Best used

  5.74%

  36 months

• Workers Credit Union

  Credit union · Massachusetts, New Hampshire

  Independent comparison. JustAutoRates is not affiliated with Workers Credit Union. To apply, visit wcu.com.

  Checked Nov 10, 2026

  Best new

  4.99%

  Up to 66 months

  with autopay

  Best used

  4.99%

  Up to 66 months

  with autopay