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MIDFLORIDA Credit Union auto loan rates compared

Independent comparison. JustAutoRates is not affiliated with MIDFLORIDA Credit Union. To apply, visit midflorida.com.

Florida · Headquarters Florida

Live or work in Florida

Rate page on midflorida.com

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

5.89%

as low as APR

MIDFLORIDA Credit Union

Credit union · New · Up to 72 months

Florida

Published as Up to 72 months, not as a single monthly term. The source also includes a payment example.

What the lender published

Rates effective as of November 1, 2026. As low as APR. Rates based on credit score. Rates differ for first-time buyers or if a co-signer is required. Other rates and terms available for vehicles not listed. Payment example: a 72-month loan of $30,000 with an interest rate of 5.74% and APR of 5.89% would have monthly payments of $493.50. 2025 and newer autos; term up to 72 months.

Checked Nov 10, 2026Source midflorida.com

6.14%

as low as APR

MIDFLORIDA Credit Union

Credit union · Used · Up to 72 months

Florida

Published as Up to 72 months, not as a single monthly term. The source also includes a payment example.

What the lender published

Rates effective as of November 1, 2026. As low as APR. Rates based on credit score. Rates differ for first-time buyers or if a co-signer is required. Other rates and terms available for vehicles not listed. Payment example: a 72-month loan of $30,000 with an interest rate of 5.74% and APR of 5.89% would have monthly payments of $493.50. 2024 autos; term up to 72 months.

Checked Nov 10, 2026Source midflorida.com

6.64%

as low as APR

MIDFLORIDA Credit Union

Credit union · Used · Up to 72 months

Florida

Published as Up to 72 months, not as a single monthly term. The source also includes a payment example.

What the lender published

Rates effective as of November 1, 2026. As low as APR. Rates based on credit score. Rates differ for first-time buyers or if a co-signer is required. Other rates and terms available for vehicles not listed. Payment example: a 72-month loan of $30,000 with an interest rate of 5.74% and APR of 5.89% would have monthly payments of $493.50. 2023 autos; term up to 72 months.

Checked Nov 10, 2026Source midflorida.com

7.39%

as low as APR

MIDFLORIDA Credit Union

Credit union · Used · Up to 72 months

Florida

Published as Up to 72 months, not as a single monthly term. The source also includes a payment example.

What the lender published

Rates effective as of November 1, 2026. As low as APR. Rates based on credit score. Rates differ for first-time buyers or if a co-signer is required. Other rates and terms available for vehicles not listed. Payment example: a 72-month loan of $30,000 with an interest rate of 5.74% and APR of 5.89% would have monthly payments of $493.50. 2022 and 2021 autos; term up to 72 months.

Checked Nov 10, 2026Source midflorida.com