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Credit union

Service Credit Union

Nationwide · Headquarters New Hampshire

Military, DoD civilians, and New England community eligibility; membership required

Rate page on servicecu.org

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

3.99%

as low as APR

Service Credit Union

Credit union · Refinance · Term not listed

Nationwide

The source does not assign this APR to a term.

What the lender published

External auto loan refinance rates starting at 3.99% APR. Term not specified on the rate table.

Checked Nov 10, 2026Source servicecu.org

4.74%

as low as APR

Service Credit Union

Credit union · New · Term not listed

Nationwide

The source does not assign this APR to a term.

What the lender published

Automobiles rates starting at 4.74% APR. Term not specified on the rate table. Page also states 'low interest rates as low as 4.24% APR' in marketing copy; the rate table lists 4.74% APR as the starting automobile rate, which is what was recorded.

Checked Nov 10, 2026Source servicecu.org

4.74%

as low as APR

Service Credit Union

Credit union · Used · Term not listed

Nationwide

The source does not assign this APR to a term.

What the lender published

Same published automobile starting rate; page says loans are available for both new and used vehicles and does not split the 4.74% APR by new vs used. Term not specified.

Checked Nov 10, 2026Source servicecu.org