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Sharon Credit Union auto loan rates compared
Independent comparison. JustAutoRates is not affiliated with Sharon Credit Union. To apply, visit scucu.com.
Massachusetts, Rhode Island · Headquarters Massachusetts
Now operating as SCU Credit Union (Sharon & Crescent United Credit Union) after the 2020 merger of Sharon Credit Union and Crescent Credit Union. Open to people who live, work, attend school, or have a usual place of business in Barnstable, Bristol, Dukes, Middlesex, Nantucket, Norfolk, Plymouth, or Suffolk counties in Massachusetts; the Worcester County towns of Blackstone, Hopedale, Mendon, Milford, Millville, Northbridge, Southborough, Upton, Uxbridge, and Westborough; or Bristol, Newport, or Providence counties in Rhode Island. Family members of eligible people can join regardless of location.
Rate page on scucu.com
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
Credit union · New · Up to 63 months
Massachusetts, Rhode Island
Published as Up to 63 months, not as a single monthly term.
What the lender published
As low as; advertised APR is the lowest available. Table effective date October 15, 2026. New vehicle: less than 5,000 miles, model years 2025-2027. Up to 125% financing may be available. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Advertised as up to 63 months.
Checked Nov 10, 2026 · Source scucu.com
Credit union · Used · Up to 63 months
Massachusetts, Rhode Island
Published as Up to 63 months, not as a single monthly term.
What the lender published
As low as; advertised APR is the lowest available. Table effective date October 15, 2026. Used vehicle: 2025-2026 vehicle with 5,000 or more miles or 2016-2024 vehicle with 120,000 or less miles. Up to 125% financing may be available for vehicles with mileage less than 120,000. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Model years 2022-2026. Advertised as up to 63 months.
Checked Nov 10, 2026 · Source scucu.com
Credit union · New · 64–72 months
Massachusetts, Rhode Island
Published as 64–72 months, not as its own 72-month price.
Minimum loan $10,000.
What the lender published
As low as; advertised APR is the lowest available. Table effective date October 15, 2026. New vehicle: less than 5,000 miles, model years 2025-2027. Up to 125% financing may be available. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Advertised as 64-72 months. 64-75-month terms available for a minimum amount financed of $10,000 on vehicles less than 90,000 miles.
Checked Nov 10, 2026 · Source scucu.com
Credit union · Used · 64–72 months
Massachusetts, Rhode Island
Published as 64–72 months, not as its own 72-month price.
Minimum loan $15,000.
What the lender published
As low as; advertised APR is the lowest available. Table effective date October 15, 2026. Used vehicle: 2025-2026 vehicle with 5,000 or more miles or 2016-2024 vehicle with 120,000 or less miles. Up to 125% financing may be available for vehicles with mileage less than 120,000. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Model years 2022-2026. Advertised as 64-72 months. 64-75-month terms available for mileage less than 90,000 and a minimum amount financed of $15,000.
Checked Nov 10, 2026 · Source scucu.com
Credit union · Used · Up to 63 months
Massachusetts, Rhode Island
Published as Up to 63 months, not as a single monthly term.
What the lender published
As low as; advertised APR is the lowest available. Table effective date October 15, 2026. Used vehicle: 2025-2026 vehicle with 5,000 or more miles or 2016-2024 vehicle with 120,000 or less miles. Up to 125% financing may be available for vehicles with mileage less than 120,000. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Model years 2019-2021. Advertised as up to 63 months.
Checked Nov 10, 2026 · Source scucu.com
Credit union · New · 73–75 months
Massachusetts, Rhode Island
Published as 73–75 months, not as its own 75-month price.
Minimum loan $10,000.
What the lender published
As low as; advertised APR is the lowest available. Table effective date October 15, 2026. New vehicle: less than 5,000 miles, model years 2025-2027. Up to 125% financing may be available. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Advertised as 73-75 months. 64-75-month terms available for a minimum amount financed of $10,000 on vehicles less than 90,000 miles.
Checked Nov 10, 2026 · Source scucu.com
Credit union · Used · 73–75 months
Massachusetts, Rhode Island
Published as 73–75 months, not as its own 75-month price.
Minimum loan $15,000.
What the lender published
As low as; advertised APR is the lowest available. Table effective date October 15, 2026. Used vehicle: 2025-2026 vehicle with 5,000 or more miles or 2016-2024 vehicle with 120,000 or less miles. Up to 125% financing may be available for vehicles with mileage less than 120,000. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Model years 2022-2026. Advertised as 73-75 months. 64-75-month terms available for mileage less than 90,000 and a minimum amount financed of $15,000.
Checked Nov 10, 2026 · Source scucu.com
Credit union · Used · Up to 60 months
Massachusetts, Rhode Island
Published as Up to 60 months, not as a single monthly term.
What the lender published
As low as; advertised APR is the lowest available. Table effective date October 15, 2026. Used vehicle: 2025-2026 vehicle with 5,000 or more miles or 2016-2024 vehicle with 120,000 or less miles. Up to 125% financing may be available for vehicles with mileage less than 120,000. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Model years 2016-2018. Advertised as up to 60 months.
Checked Nov 10, 2026 · Source scucu.com
Credit union · Used · 64–72 months
Massachusetts, Rhode Island
Published as 64–72 months, not as its own 72-month price.
Minimum loan $15,000.
What the lender published
As low as; advertised APR is the lowest available. Table effective date October 15, 2026. Used vehicle: 2025-2026 vehicle with 5,000 or more miles or 2016-2024 vehicle with 120,000 or less miles. Up to 125% financing may be available for vehicles with mileage less than 120,000. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Model years 2019-2021. Advertised as 64-72 months. 64-75-month terms available for mileage less than 90,000 and a minimum amount financed of $15,000.
Checked Nov 10, 2026 · Source scucu.com
Credit union · New · 76–84 months
Massachusetts, Rhode Island
Published as 76–84 months, not as its own 84-month price.
Minimum loan $25,000.
What the lender published
As low as; advertised APR is the lowest available. Table effective date October 15, 2026. New vehicle: less than 5,000 miles, model years 2025-2027. Up to 125% financing may be available. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Advertised as 76-84 months. 76-84-month terms available for a minimum amount financed of $25,000 on vehicles less than 30,000 miles.
Checked Nov 10, 2026 · Source scucu.com
Credit union · Used · 76–84 months
Massachusetts, Rhode Island
Published as 76–84 months, not as its own 84-month price.
What the lender published
As low as; advertised APR is the lowest available. Table effective date October 15, 2026. Used vehicle: 2025-2026 vehicle with 5,000 or more miles or 2016-2024 vehicle with 120,000 or less miles. Up to 125% financing may be available for vehicles with mileage less than 120,000. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Model years 2022-2026. Advertised as 76-84 months.
Checked Nov 10, 2026 · Source scucu.com
Credit union · Used · 73–75 months
Massachusetts, Rhode Island
Published as 73–75 months, not as its own 75-month price.
Minimum loan $15,000.
What the lender published
As low as; advertised APR is the lowest available. Table effective date October 15, 2026. Used vehicle: 2025-2026 vehicle with 5,000 or more miles or 2016-2024 vehicle with 120,000 or less miles. Up to 125% financing may be available for vehicles with mileage less than 120,000. Rate, term, and approved loan amount may vary based on creditworthiness. Rates are subject to change without notice. Model years 2019-2021. Advertised as 73-75 months. 64-75-month terms available for mileage less than 90,000 and a minimum amount financed of $15,000.
Checked Nov 10, 2026 · Source scucu.com
