Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
5.24%
needs direct depositwith autopay
as low as APR
Credit union · New · Up to 36 months
Nationwide
Published as Up to 36 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as for new or used cars, trucks, and vans. Published rate includes a 0.50% discount for qualifying direct deposit of at least $500/month to checking (Social Security exempt from the $500 minimum) and electronic loan payments. Rate may change after consummation. Up to 130% LTV subject to underwriting. Advertised as up to 36 months.
Checked Nov 10, 2026 · Source dcu.org
5.24%
needs direct depositwith autopay
as low as APR
Credit union · Used · Up to 36 months
Nationwide
Published as Up to 36 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as for new or used cars, trucks, and vans. Published rate includes a 0.50% discount for qualifying direct deposit of at least $500/month to checking (Social Security exempt from the $500 minimum) and electronic loan payments. Rate may change after consummation. Up to 130% LTV subject to underwriting. Advertised as up to 36 months.
Checked Nov 10, 2026 · Source dcu.org
5.24%
needs direct depositwith autopay
as low as APR
Credit union · Refinance · Up to 36 months
Nationwide
Published as Up to 36 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as for new or used cars, trucks, and vans. Published rate includes a 0.50% discount for qualifying direct deposit of at least $500/month to checking (Social Security exempt from the $500 minimum) and electronic loan payments. Rate may change after consummation. Up to 130% LTV subject to underwriting. Advertised as up to 36 months. Auto refinancing table shows the same APRs.
Checked Nov 10, 2026 · Source dcu.org
5.24%
needs direct depositwith autopay
as low as APR
Credit union · New · Up to 48 months
Nationwide
Published as Up to 48 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as for new or used cars, trucks, and vans. Published rate includes a 0.50% discount for qualifying direct deposit of at least $500/month to checking (Social Security exempt from the $500 minimum) and electronic loan payments. Rate may change after consummation. Up to 130% LTV subject to underwriting. Advertised as up to 48 months.
Checked Nov 10, 2026 · Source dcu.org
5.24%
needs direct depositwith autopay
as low as APR
Credit union · Used · Up to 48 months
Nationwide
Published as Up to 48 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as for new or used cars, trucks, and vans. Published rate includes a 0.50% discount for qualifying direct deposit of at least $500/month to checking (Social Security exempt from the $500 minimum) and electronic loan payments. Rate may change after consummation. Up to 130% LTV subject to underwriting. Advertised as up to 48 months.
Checked Nov 10, 2026 · Source dcu.org
5.24%
needs direct depositwith autopay
as low as APR
Credit union · Refinance · Up to 48 months
Nationwide
Published as Up to 48 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as for new or used cars, trucks, and vans. Published rate includes a 0.50% discount for qualifying direct deposit of at least $500/month to checking (Social Security exempt from the $500 minimum) and electronic loan payments. Rate may change after consummation. Up to 130% LTV subject to underwriting. Advertised as up to 48 months. Auto refinancing table shows the same APRs.
Checked Nov 10, 2026 · Source dcu.org
5.24%
needs direct depositwith autopay
as low as APR
Credit union · New · Up to 65 months
Nationwide
Published as Up to 65 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as for new or used cars, trucks, and vans. Published rate includes a 0.50% discount for qualifying direct deposit of at least $500/month to checking (Social Security exempt from the $500 minimum) and electronic loan payments. Rate may change after consummation. Up to 130% LTV subject to underwriting. Advertised as up to 65 months.
Checked Nov 10, 2026 · Source dcu.org
5.24%
needs direct depositwith autopay
as low as APR
Credit union · Used · Up to 65 months
Nationwide
Published as Up to 65 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as for new or used cars, trucks, and vans. Published rate includes a 0.50% discount for qualifying direct deposit of at least $500/month to checking (Social Security exempt from the $500 minimum) and electronic loan payments. Rate may change after consummation. Up to 130% LTV subject to underwriting. Advertised as up to 65 months.
Checked Nov 10, 2026 · Source dcu.org
5.24%
needs direct depositwith autopay
as low as APR
Credit union · Refinance · Up to 65 months
Nationwide
Published as Up to 65 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as for new or used cars, trucks, and vans. Published rate includes a 0.50% discount for qualifying direct deposit of at least $500/month to checking (Social Security exempt from the $500 minimum) and electronic loan payments. Rate may change after consummation. Up to 130% LTV subject to underwriting. Advertised as up to 65 months. Auto refinancing table shows the same APRs.
Checked Nov 10, 2026 · Source dcu.org
5.74%
needs direct depositwith autopay
as low as APR
Credit union · New · Up to 72 months
Nationwide
Published as Up to 72 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as for new or used cars, trucks, and vans. Published rate includes a 0.50% discount for qualifying direct deposit of at least $500/month to checking (Social Security exempt from the $500 minimum) and electronic loan payments. Rate may change after consummation. Up to 130% LTV subject to underwriting. Advertised as up to 72 months.
Checked Nov 10, 2026 · Source dcu.org
5.74%
needs direct depositwith autopay
as low as APR
Credit union · Used · Up to 72 months
Nationwide
Published as Up to 72 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as for new or used cars, trucks, and vans. Published rate includes a 0.50% discount for qualifying direct deposit of at least $500/month to checking (Social Security exempt from the $500 minimum) and electronic loan payments. Rate may change after consummation. Up to 130% LTV subject to underwriting. Advertised as up to 72 months.
Checked Nov 10, 2026 · Source dcu.org
5.74%
needs direct depositwith autopay
as low as APR
Credit union · Refinance · Up to 72 months
Nationwide
Published as Up to 72 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as for new or used cars, trucks, and vans. Published rate includes a 0.50% discount for qualifying direct deposit of at least $500/month to checking (Social Security exempt from the $500 minimum) and electronic loan payments. Rate may change after consummation. Up to 130% LTV subject to underwriting. Advertised as up to 72 months. Auto refinancing table shows the same APRs.
Checked Nov 10, 2026 · Source dcu.org
7.24%
needs direct depositwith autopay
as low as APR
Credit union · New · Up to 84 months
Nationwide
Published as Up to 84 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as for new or used cars, trucks, and vans. Published rate includes a 0.50% discount for qualifying direct deposit of at least $500/month to checking (Social Security exempt from the $500 minimum) and electronic loan payments. Rate may change after consummation. Up to 130% LTV subject to underwriting. Advertised as up to 84 months.
Checked Nov 10, 2026 · Source dcu.org
7.24%
needs direct depositwith autopay
as low as APR
Credit union · Used · Up to 84 months
Nationwide
Published as Up to 84 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as for new or used cars, trucks, and vans. Published rate includes a 0.50% discount for qualifying direct deposit of at least $500/month to checking (Social Security exempt from the $500 minimum) and electronic loan payments. Rate may change after consummation. Up to 130% LTV subject to underwriting. Advertised as up to 84 months.
Checked Nov 10, 2026 · Source dcu.org
7.24%
needs direct depositwith autopay
as low as APR
Credit union · Refinance · Up to 84 months
Nationwide
Published as Up to 84 months, not as a single monthly term.
The published figure may include an autopay, direct-deposit, or relationship discount.
What the lender published
As low as for new or used cars, trucks, and vans. Published rate includes a 0.50% discount for qualifying direct deposit of at least $500/month to checking (Social Security exempt from the $500 minimum) and electronic loan payments. Rate may change after consummation. Up to 130% LTV subject to underwriting. Advertised as up to 84 months. Auto refinancing table shows the same APRs.
Checked Nov 10, 2026 · Source dcu.org
