Credit union
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Texas · Headquarters Texas
Austin, TX-based credit union; membership required
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
The published figure may include an autopay, direct-deposit, or relationship discount.
5.49%New6–36 months
TXChecked Nov 11, 2026
Auto purchase loan, advertised as 6-36 months. APR as low as; includes a 0.25% discount for automatic payments, and the rate may rise if autopay is cancelled. Rates depend on credit score, loan-to-value, mileage, and term. Rates as of November 10, 2026.
Checked Nov 11, 2026Source aplusfcu.org
5.49%New37–66 months
TXChecked Nov 11, 2026
Auto purchase loan, advertised as 37-66 months. APR as low as; includes a 0.25% discount for automatic payments, and the rate may rise if autopay is cancelled. Rates depend on credit score, loan-to-value, mileage, and term. Rates as of November 10, 2026.
Checked Nov 11, 2026Source aplusfcu.org
5.74%New67–78 months
TXChecked Nov 11, 2026
Auto purchase loan, advertised as 67-78 months. APR as low as; includes a 0.25% discount for automatic payments, and the rate may rise if autopay is cancelled. Rates depend on credit score, loan-to-value, mileage, and term. Rates as of November 10, 2026.
Checked Nov 11, 2026Source aplusfcu.org
6.49%New79–84 months
TXChecked Nov 11, 2026
Auto purchase loan, advertised as 79-84 months. APR as low as; includes a 0.25% discount for automatic payments, and the rate may rise if autopay is cancelled. Rates depend on credit score, loan-to-value, mileage, and term. Rates as of November 10, 2026.
Checked Nov 11, 2026Source aplusfcu.org
5.49%Used6–36 months
TXChecked Nov 11, 2026
Auto purchase loan, advertised as 6-36 months. APR as low as; includes a 0.25% discount for automatic payments, and the rate may rise if autopay is cancelled. Rates depend on credit score, loan-to-value, mileage, and term. Rates as of November 10, 2026.
Checked Nov 11, 2026Source aplusfcu.org
5.49%Used37–66 months
TXChecked Nov 11, 2026
Auto purchase loan, advertised as 37-66 months. APR as low as; includes a 0.25% discount for automatic payments, and the rate may rise if autopay is cancelled. Rates depend on credit score, loan-to-value, mileage, and term. Rates as of November 10, 2026.
Checked Nov 11, 2026Source aplusfcu.org
5.74%Used67–78 months
TXChecked Nov 11, 2026
Auto purchase loan, advertised as 67-78 months. APR as low as; includes a 0.25% discount for automatic payments, and the rate may rise if autopay is cancelled. Rates depend on credit score, loan-to-value, mileage, and term. Rates as of November 10, 2026.
Checked Nov 11, 2026Source aplusfcu.org
6.49%Used79–84 months
TXChecked Nov 11, 2026
Auto purchase loan, advertised as 79-84 months. APR as low as; includes a 0.25% discount for automatic payments, and the rate may rise if autopay is cancelled. Rates depend on credit score, loan-to-value, mileage, and term. Rates as of November 10, 2026.
Checked Nov 11, 2026Source aplusfcu.org
5.24%Refi6–36 months
TXChecked Nov 11, 2026
Auto refinance loan, advertised as 6-36 months. APR as low as; includes a 0.25% discount for automatic payments, and the rate may rise if autopay is cancelled. Rates depend on credit score, loan-to-value, mileage, and term. Rates as of November 10, 2026.
Checked Nov 11, 2026Source aplusfcu.org
5.24%Refi37–66 months
TXChecked Nov 11, 2026
Auto refinance loan, advertised as 37-66 months. APR as low as; includes a 0.25% discount for automatic payments, and the rate may rise if autopay is cancelled. Rates depend on credit score, loan-to-value, mileage, and term. Rates as of November 10, 2026.
Checked Nov 11, 2026Source aplusfcu.org
5.24%Refi67–78 months
TXChecked Nov 11, 2026
Auto refinance loan, advertised as 67-78 months. APR as low as; includes a 0.25% discount for automatic payments, and the rate may rise if autopay is cancelled. Rates depend on credit score, loan-to-value, mileage, and term. Rates as of November 10, 2026.
Checked Nov 11, 2026Source aplusfcu.org
5.79%Refi79–84 months
TXChecked Nov 11, 2026
Auto refinance loan, advertised as 79-84 months. APR as low as; includes a 0.25% discount for automatic payments, and the rate may rise if autopay is cancelled. Rates depend on credit score, loan-to-value, mileage, and term. Rates as of November 10, 2026.
Checked Nov 11, 2026Source aplusfcu.org