Press & data
Auto loan rate data for writers & bloggers
Free, citable numbers from the published auto loan rates we check every week on lenders’ own sites. Copy a stat with its attribution, grab a chart from the monthly report, or embed a live rate table.
Updated weekly · rates checked through Nov 11, 2026
Copy-ready stats
Credit unions vs banks
5.19% vs 6.06%
“Credit unions average 5.19% APR on auto loans vs 6.06% at banks, 0.87 points lower — JustAutoRates.com, Nov 2026”
Lowest rate open to everyone
3.39%
“The lowest auto loan APR open to borrowers nationwide is 3.39%, from PenFed Credit Union — JustAutoRates.com, Nov 2026”
Lowest members-only rate
3.34%
“The lowest members-only auto loan APR is 3.34%, from American Airlines Federal Credit Union — JustAutoRates.com, Nov 2026”
Lowest new car rate
3.09%
“The lowest published new car loan APR is 3.09%, from BCU (Baxter Credit Union) (a regional lender serving Illinois; buying service dealer only) — JustAutoRates.com, Nov 2026”
Lowest used car rate
3.99%
“The lowest published used car loan APR is 3.99%, from First Community Credit Union (Houston) (a regional lender serving Texas; promo rate,with bundled discounts) — JustAutoRates.com, Nov 2026”
Lowest auto refinance rate
3.99%
“The lowest published auto refinance loan APR is 3.99%, from First Community Credit Union (Houston) (a regional lender serving Texas; promo rate,with bundled discounts) — JustAutoRates.com, Nov 2026”
Coverage
82 lenders
“JustAutoRates tracks 539 published auto loan rates from 82 credit unions and banks, checked weekly — JustAutoRates.com, Nov 2026”
Monthly report & charts
Lowest Auto Loan Rates: November 2026 — the frozen monthly roundup with a permalink, “Cite this data” block, and downloadable charts.
License: Free to use with attribution: “Source: JustAutoRates.com” with a link.
Embed a live rate table
A small, responsive table of the current lowest rates that updates itself. Pick a scope, then copy the snippet.
Embed snippet (iframe + link)
<iframe src="https://justautorates.com/embed/rates" title="Lowest auto loan rates nationwide — JustAutoRates" width="100%" height="332" style="border:0;max-width:520px;width:100%" loading="lazy"></iframe> <p style="font:13px/1.4 system-ui,sans-serif;margin:4px 0 0"><a href="https://justautorates.com/">Current auto loan rates</a> via JustAutoRates.com</p>
Plain link (no iframe)
<a href="https://justautorates.com/">Lowest auto loan rates nationwide — JustAutoRates.com</a>
Methodology
- Every rate comes from the lender’s own published page; we check those pages weekly and show the date on every row.
- We record the lowest APR we can read, even if it needs a condition (autopay, dealer-only), and tag the condition.
- “Open to everyone” means nationwide lenders without membership-group limits; members-only rates are reported separately.
- Credit union and bank averages use each lender’s lowest published APR. Advertised rates are not offers; actual rates depend on credit.