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Addition Financial Credit Union auto loan rates compared

Independent comparison. JustAutoRates is not affiliated with Addition Financial Credit Union. To apply, visit additionfi.com.

Florida · Headquarters Florida

Central Florida credit union; membership required

Rate page on additionfi.com

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car loans · 2 rates

Standard rate

5.05%New24–66 months

FL

Published as 24–66 months, not as its own 66-month price.

What the lender published

APR as low as, current as of 11/04/2026; based on vehicle year, underwriting and amount borrowed. A loan processing fee of 2% (min $30, max $85) applies and affects the APR. Advertised as 24-66 months.

Checked Nov 11, 2026Source additionfi.com

Standard rate

5.55%New67–84 months

FL

Published as 67–84 months, not as its own 84-month price.

What the lender published

APR as low as, current as of 11/04/2026; based on vehicle year, underwriting and amount borrowed. A loan processing fee of 2% (min $30, max $85) applies and affects the APR. Advertised as 67-84 months.

Checked Nov 11, 2026Source additionfi.com

UsedUsed car loans · 2 rates

Standard rate

5.74%Used24–66 months

FL

Published as 24–66 months, not as its own 66-month price.

What the lender published

Purchase only. APR as low as, current as of 11/04/2026; based on vehicle year, underwriting and amount borrowed. A loan processing fee of 2% (min $30, max $85) applies and affects the APR. Advertised as 24-66 months.

Checked Nov 11, 2026Source additionfi.com

Standard rate

6.24%Used67–84 months

FL

Published as 67–84 months, not as its own 84-month price.

What the lender published

Purchase only. APR as low as, current as of 11/04/2026; based on vehicle year, underwriting and amount borrowed. A loan processing fee of 2% (min $30, max $85) applies and affects the APR. Advertised as 67-84 months.

Checked Nov 11, 2026Source additionfi.com

RefiRefinance · 1 rate

Standard rate

6.74%Refi24–84 months

FL

Published as 24–84 months, not as its own 84-month price.

What the lender published

APR as low as, current as of 11/04/2026; based on vehicle year, underwriting and amount borrowed. A loan processing fee of 2% (min $30, max $85) applies and affects the APR. Advertised as 24-84 months.

Checked Nov 11, 2026Source additionfi.com