Credit union
Independent comparison. JustAutoRates is not affiliated with Affinity Plus Federal Credit Union. To apply, visit affinityplus.org.
Minnesota · Headquarters Minnesota
Anyone who lives or works in Minnesota, or qualifies through membership eligibility; membership required
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
4.74%
as low as APR
Credit union · New · 36 months
Minnesota
APR as low as, based on a final LTV of less than 70% (rate increases at higher LTVs). New or existing Affinity Plus membership required. 84-month minimum loan amount is $25,000. Maximum interest rate for this loan type is 18% APR. New auto, model years 2025-2026.
Checked Nov 10, 2026Source affinityplus.org
4.74%
as low as APR
Credit union · Used · 36 months
Minnesota
APR as low as, based on a final LTV of less than 70% (rate increases at higher LTVs). New or existing Affinity Plus membership required. 84-month minimum loan amount is $25,000. Maximum interest rate for this loan type is 18% APR. Used auto, model years 2020-2025.
Checked Nov 10, 2026Source affinityplus.org
4.99%
as low as APR
Credit union · New · 48 months
Minnesota
APR as low as, based on a final LTV of less than 70% (rate increases at higher LTVs). New or existing Affinity Plus membership required. 84-month minimum loan amount is $25,000. Maximum interest rate for this loan type is 18% APR. New auto, model years 2025-2026.
Checked Nov 10, 2026Source affinityplus.org
4.99%
as low as APR
Credit union · Used · 48 months
Minnesota
APR as low as, based on a final LTV of less than 70% (rate increases at higher LTVs). New or existing Affinity Plus membership required. 84-month minimum loan amount is $25,000. Maximum interest rate for this loan type is 18% APR. Used auto, model years 2020-2025.
Checked Nov 10, 2026Source affinityplus.org
5.24%
as low as APR
Credit union · New · 60 months
Minnesota
APR as low as, based on a final LTV of less than 70% (rate increases at higher LTVs). New or existing Affinity Plus membership required. 84-month minimum loan amount is $25,000. Maximum interest rate for this loan type is 18% APR. New auto, model years 2025-2026.
Checked Nov 10, 2026Source affinityplus.org
5.49%
as low as APR
Credit union · Used · 60 months
Minnesota
APR as low as, based on a final LTV of less than 70% (rate increases at higher LTVs). New or existing Affinity Plus membership required. 84-month minimum loan amount is $25,000. Maximum interest rate for this loan type is 18% APR. Used auto, model years 2020-2025.
Checked Nov 10, 2026Source affinityplus.org
5.49%
as low as APR
Credit union · New · 72 months
Minnesota
APR as low as, based on a final LTV of less than 70% (rate increases at higher LTVs). New or existing Affinity Plus membership required. 84-month minimum loan amount is $25,000. Maximum interest rate for this loan type is 18% APR. New auto, model years 2025-2026.
Checked Nov 10, 2026Source affinityplus.org
5.74%
as low as APR
Credit union · Used · 72 months
Minnesota
APR as low as, based on a final LTV of less than 70% (rate increases at higher LTVs). New or existing Affinity Plus membership required. 84-month minimum loan amount is $25,000. Maximum interest rate for this loan type is 18% APR. Used auto, model years 2020-2025.
Checked Nov 10, 2026Source affinityplus.org
5.99%
as low as APR
Credit union · Used · 36 months
Minnesota
APR as low as, based on a final LTV of less than 70% (rate increases at higher LTVs). New or existing Affinity Plus membership required. 84-month minimum loan amount is $25,000. Maximum interest rate for this loan type is 18% APR. Older used auto, 2019 and older.
Checked Nov 10, 2026Source affinityplus.org
5.99%
as low as APR
Credit union · New · 84 months
Minnesota
Minimum loan $25,000.
APR as low as, based on a final LTV of less than 70% (rate increases at higher LTVs). New or existing Affinity Plus membership required. 84-month minimum loan amount is $25,000. Maximum interest rate for this loan type is 18% APR. New auto, model years 2025-2026.
Checked Nov 10, 2026Source affinityplus.org
6.24%
as low as APR
Credit union · Used · 48 months
Minnesota
APR as low as, based on a final LTV of less than 70% (rate increases at higher LTVs). New or existing Affinity Plus membership required. 84-month minimum loan amount is $25,000. Maximum interest rate for this loan type is 18% APR. Older used auto, 2019 and older.
Checked Nov 10, 2026Source affinityplus.org
6.24%
as low as APR
Credit union · Used · 84 months
Minnesota
Minimum loan $25,000.
APR as low as, based on a final LTV of less than 70% (rate increases at higher LTVs). New or existing Affinity Plus membership required. 84-month minimum loan amount is $25,000. Maximum interest rate for this loan type is 18% APR. Used auto, model years 2020-2025.
Checked Nov 10, 2026Source affinityplus.org
6.49%
as low as APR
Credit union · Used · 60 months
Minnesota
APR as low as, based on a final LTV of less than 70% (rate increases at higher LTVs). New or existing Affinity Plus membership required. 84-month minimum loan amount is $25,000. Maximum interest rate for this loan type is 18% APR. Older used auto, 2019 and older.
Checked Nov 10, 2026Source affinityplus.org