Credit union
Independent comparison. JustAutoRates is not affiliated with Allegacy Federal Credit Union. To apply, visit allegacy.org.
North Carolina · Headquarters North Carolina
Live, work, worship or attend school in designated North Carolina communities, family/household of members, employees or retirees of eligible companies, or eligible associations (including the American Consumer Council for NC residents)
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
4.69%NewUp to 66 months
NCChecked Nov 11, 2026
Published as up to 66 months, not as a single monthly term.
Terms up to 66 months. New vehicle. APR as low as with payroll deduction or automatic draft (non-payroll-deduction APR is 0.50 points higher).
Checked Nov 11, 2026Source allegacy.org
5.20%New67–75 months
NCChecked Nov 11, 2026
Published as 67–75 months, not as its own 75-month price.
Applies to 67-75 month terms. New vehicle. APR as low as with payroll deduction or automatic draft (non-payroll-deduction APR is 0.50 points higher).
Checked Nov 11, 2026Source allegacy.org
5.35%New76–84 months
NCChecked Nov 11, 2026
Published as 76–84 months, not as its own 84-month price.
Applies to 76-84 month terms. New vehicle. APR as low as with payroll deduction or automatic draft (non-payroll-deduction APR is 0.50 points higher).
Checked Nov 11, 2026Source allegacy.org
4.69%UsedUp to 60 months
NCChecked Nov 11, 2026
Published as up to 60 months, not as a single monthly term.
Terms up to 60 months. Used vehicle up to 7 years old and 100,000 miles. APR as low as with payroll deduction or automatic draft (non-payroll-deduction APR is 0.50 points higher).
Checked Nov 11, 2026Source allegacy.org
5.20%Used61–66 months
NCChecked Nov 11, 2026
Published as 61–66 months, not as its own 66-month price.
Applies to 61-66 month terms. Used vehicle up to 7 years old and 100,000 miles. APR as low as with payroll deduction or automatic draft (non-payroll-deduction APR is 0.50 points higher).
Checked Nov 11, 2026Source allegacy.org
5.35%Used67–75 months
NCChecked Nov 11, 2026
Published as 67–75 months, not as its own 75-month price.
Applies to 67-75 month terms. Used vehicle up to 7 years old and 100,000 miles. APR as low as with payroll deduction or automatic draft (non-payroll-deduction APR is 0.50 points higher).
Checked Nov 11, 2026Source allegacy.org