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Allegiance Credit Union auto loan rates compared

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Oklahoma · Headquarters Oklahoma

Oklahoma City-based credit union; membership required

Rate page on allegiancecu.org

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

The published figure may include an autopay, direct-deposit, or relationship discount.

NewNew car rates · 5 rates

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).

4.99%and upNewUp to 36 months

OKChecked Nov 11, 2026

What the lender published

Model years 2022 and newer (new or used). Advertised as up to 36 months. APR as low as; includes a 0.50% discount for automatic payments. Rates and terms depend on loan-to-value, mileage, credit score, and model year. Effective September 29, 2026.

Checked Nov 11, 2026Source allegiancecu.org

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).

5.24%and upNew48 months

OKChecked Nov 11, 2026

What the lender published

Model years 2022 and newer (new or used). Published for a 48-month term. APR as low as; includes a 0.50% discount for automatic payments. Rates and terms depend on loan-to-value, mileage, credit score, and model year. Effective September 29, 2026.

Checked Nov 11, 2026Source allegiancecu.org

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).

5.49%and upNew60 months

OKChecked Nov 11, 2026

What the lender published

Model years 2022 and newer (new or used). Published for a 60-month term. APR as low as; includes a 0.50% discount for automatic payments. Rates and terms depend on loan-to-value, mileage, credit score, and model year. Effective September 29, 2026.

Checked Nov 11, 2026Source allegiancecu.org

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).

5.74%and upNew72 months

OKChecked Nov 11, 2026

What the lender published

Model years 2022 and newer (new or used). Published for a 72-month term. APR as low as; includes a 0.50% discount for automatic payments. Rates and terms depend on loan-to-value, mileage, credit score, and model year. Effective September 29, 2026.

Checked Nov 11, 2026Source allegiancecu.org

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).

5.99%and upNew84 months

OKChecked Nov 11, 2026

What the lender published

Model years 2022 and newer (new or used). Published for a 84-month term. APR as low as; includes a 0.50% discount for automatic payments. Rates and terms depend on loan-to-value, mileage, credit score, and model year. Effective September 29, 2026.

Checked Nov 11, 2026Source allegiancecu.org

UsedUsed car rates · 2 rates

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).

5.99%and upUsedUp to 48 months

OKChecked Nov 11, 2026

What the lender published

Model years 2018-2021. Advertised as up to 48 months. APR as low as; includes a 0.50% discount for automatic payments. Rates and terms depend on loan-to-value, mileage, credit score, and model year. Effective November 5, 2025.

Checked Nov 11, 2026Source allegiancecu.org

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).

6.24%and upUsedUp to 60 months

OKChecked Nov 11, 2026

What the lender published

Model years 2018-2021. Advertised as up to 60 months. APR as low as; includes a 0.50% discount for automatic payments. Rates and terms depend on loan-to-value, mileage, credit score, and model year. Effective November 5, 2025.

Checked Nov 11, 2026Source allegiancecu.org