Credit union
Independent comparison. JustAutoRates is not affiliated with American Heritage Federal Credit Union. To apply, visit americanheritagecu.org.
Pennsylvania · Headquarters Pennsylvania
Philadelphia-area credit union; membership required
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
The published figure may include an autopay, direct-deposit, or relationship discount.
5.74%NewUp to 63 months
PA
Published as Up to 63 months, not as a single monthly term.
2024-2026 model years. APR with payroll deduction or automatic payment from an American Heritage account (add 0.25% without). Effective November 11, 2026. Advertised as up to 63 months.
Checked Nov 11, 2026Source americanheritagecu.org
5.99%New64–75 months
PA
Published as 64–75 months, not as its own 75-month price.
2024-2026 model years. APR with payroll deduction or automatic payment from an American Heritage account (add 0.25% without). Effective November 11, 2026. Advertised as 64-75 months.
Checked Nov 11, 2026Source americanheritagecu.org
6.74%New76–84 months
PA
Published as 76–84 months, not as its own 84-month price.
2024-2026 model years. APR with payroll deduction or automatic payment from an American Heritage account (add 0.25% without). Effective November 11, 2026. Advertised as 76-84 months.
Checked Nov 11, 2026Source americanheritagecu.org
5.74%UsedUp to 63 months
PA
Published as Up to 63 months, not as a single monthly term.
2024-2026 model years. APR with payroll deduction or automatic payment from an American Heritage account (add 0.25% without). Effective November 11, 2026. Advertised as up to 63 months.
Checked Nov 11, 2026Source americanheritagecu.org
5.99%Used64–75 months
PA
Published as 64–75 months, not as its own 75-month price.
2024-2026 model years. APR with payroll deduction or automatic payment from an American Heritage account (add 0.25% without). Effective November 11, 2026. Advertised as 64-75 months.
Checked Nov 11, 2026Source americanheritagecu.org
6.74%Used76–84 months
PA
Published as 76–84 months, not as its own 84-month price.
2024-2026 model years. APR with payroll deduction or automatic payment from an American Heritage account (add 0.25% without). Effective November 11, 2026. Advertised as 76-84 months.
Checked Nov 11, 2026Source americanheritagecu.org