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APGFCU (Aberdeen Proving Ground Federal Credit Union) auto loan rates compared

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Maryland · Headquarters Maryland

Edgewood, MD-based credit union; membership required

Rate page on apgfcu.com

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

The published figure may include an autopay, direct-deposit, or relationship discount.

NewNew car rates · 5 rates

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).

4.84%NewUp to 36 months

MDChecked Nov 11, 2026

What the lender published

New cars, trucks, and vans (current or previous two model years, never titled). Advertised as up to 36 months. APR as low as with automatic payments from an APGFCU account. Effective November 11, 2026.

Checked Nov 11, 2026Source apgfcu.com

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Min. loan $20,000Min. loan $20,000: The lender publishes this rate with a $20,000 minimum loan amount.

5.69%New64–75 months

MDChecked Nov 11, 2026

What the lender published

New cars, trucks, and vans (current or previous two model years, never titled). Advertised as 64-75 months. APR as low as with automatic payments from an APGFCU account. Minimum loan $20,000. Effective November 11, 2026.

Checked Nov 11, 2026Source apgfcu.com

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Min. loan $20,000Min. loan $20,000: The lender publishes this rate with a $20,000 minimum loan amount.

6.64%New76–84 months

MDChecked Nov 11, 2026

What the lender published

New cars, trucks, and vans (current or previous two model years, never titled). Advertised as 76-84 months. APR as low as with automatic payments from an APGFCU account. Minimum loan $20,000. Effective November 11, 2026.

Checked Nov 11, 2026Source apgfcu.com

UsedUsed car rates · 5 rates

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).

4.94%UsedUp to 36 months

MDChecked Nov 11, 2026

What the lender published

Used cars and trucks (franchise-dealer purchases or refinances, up to two model years old). Advertised as up to 36 months. APR as low as with automatic payments from an APGFCU account. Effective November 11, 2026.

Checked Nov 11, 2026Source apgfcu.com

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).

5.24%Used37–51 months

MDChecked Nov 11, 2026

What the lender published

Used cars and trucks (franchise-dealer purchases or refinances, up to two model years old). Advertised as 37-51 months. APR as low as with automatic payments from an APGFCU account. Effective November 11, 2026.

Checked Nov 11, 2026Source apgfcu.com

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).

5.44%Used52–63 months

MDChecked Nov 11, 2026

What the lender published

Used cars and trucks (franchise-dealer purchases or refinances, up to two model years old). Advertised as 52-63 months. APR as low as with automatic payments from an APGFCU account. Effective November 11, 2026.

Checked Nov 11, 2026Source apgfcu.com

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Min. loan $20,000Min. loan $20,000: The lender publishes this rate with a $20,000 minimum loan amount.

5.84%Used64–75 months

MDChecked Nov 11, 2026

What the lender published

Used cars and trucks (franchise-dealer purchases or refinances, up to two model years old). Advertised as 64-75 months. APR as low as with automatic payments from an APGFCU account. Minimum loan $20,000. Effective November 11, 2026.

Checked Nov 11, 2026Source apgfcu.com

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Min. loan $20,000Min. loan $20,000: The lender publishes this rate with a $20,000 minimum loan amount.

6.74%Used76–84 months

MDChecked Nov 11, 2026

What the lender published

Used cars and trucks (franchise-dealer purchases or refinances, up to two model years old). Advertised as 76-84 months. APR as low as with automatic payments from an APGFCU account. Minimum loan $20,000. Effective November 11, 2026.

Checked Nov 11, 2026Source apgfcu.com