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Arizona Financial Credit Union auto loan rates compared

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Arizona · Headquarters Arizona

Phoenix, AZ-based credit union; membership required

Rate page on arizonafinancial.org

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car rates · 3 rates

As low asMin. loan $2,500Min. loan $2,500: The lender publishes this rate with a $2,500 minimum loan amount.

5.54%New60 months

AZChecked Nov 11, 2026

What the lender published

New or used auto. Published for a 60-month term. APR as low as; rates depend on credit. Minimum loan $2,500. Does not include separate car-buying or insurance discounts. Effective October 1, 2026.

Checked Nov 11, 2026Source arizonafinancial.org

As low asMin. loan $20,000Min. loan $20,000: The lender publishes this rate with a $20,000 minimum loan amount.

6.09%New84 months

AZChecked Nov 11, 2026

What the lender published

New or used auto. Published for a 84-month term. APR as low as; rates depend on credit. Minimum loan $20,000. Does not include separate car-buying or insurance discounts. Effective October 1, 2026.

Checked Nov 11, 2026Source arizonafinancial.org

UsedUsed car rates · 3 rates

As low asMin. loan $2,500Min. loan $2,500: The lender publishes this rate with a $2,500 minimum loan amount.

5.54%Used60 months

AZChecked Nov 11, 2026

What the lender published

New or used auto. Published for a 60-month term. APR as low as; rates depend on credit. Minimum loan $2,500. Does not include separate car-buying or insurance discounts. Effective October 1, 2026.

Checked Nov 11, 2026Source arizonafinancial.org

As low asMin. loan $20,000Min. loan $20,000: The lender publishes this rate with a $20,000 minimum loan amount.

6.09%Used84 months

AZChecked Nov 11, 2026

What the lender published

New or used auto. Published for a 84-month term. APR as low as; rates depend on credit. Minimum loan $20,000. Does not include separate car-buying or insurance discounts. Effective October 1, 2026.

Checked Nov 11, 2026Source arizonafinancial.org