Credit union
JustAutoRates is an independent comparison site. We aren’t affiliated with the lenders listed here. To apply, visit the lender’s own site.
Tennessee · Headquarters Tennessee
Tullahoma, TN-based credit union; membership required
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
5.49%and upNewUp to 60 months
TNChecked Nov 11, 2026
New vehicle. Advertised as up to 60 months. APR range 5.49%-17.64%; the low end is the as-low-as rate. Your rate depends on credit score, vehicle age and mileage, and term. Rates effective October 1, 2026.
Checked Nov 11, 2026Source ascend.org
5.99%and upNew61–75 months
TNChecked Nov 11, 2026
New vehicle. Advertised as 61-75 months. APR range 5.99%-18.00%; the low end is the as-low-as rate. Your rate depends on credit score, vehicle age and mileage, and term. Minimum loan $15,000. Rates effective October 1, 2026.
Checked Nov 11, 2026Source ascend.org
6.49%and upNew76–84 months
TNChecked Nov 11, 2026
New vehicle. Advertised as 76-84 months. APR range 6.49%-9.34%; the low end is the as-low-as rate. Your rate depends on credit score, vehicle age and mileage, and term. Minimum loan $25,000. Rates effective October 1, 2026.
Checked Nov 11, 2026Source ascend.org
5.89%and upUsedUp to 60 months
TNChecked Nov 11, 2026
Used vehicle. Advertised as up to 60 months. APR range 5.89%-18.00%; the low end is the as-low-as rate. Your rate depends on credit score, vehicle age and mileage, and term. Rates effective October 1, 2026.
Checked Nov 11, 2026Source ascend.org
6.24%and upUsed61–75 months
TNChecked Nov 11, 2026
Used vehicle. Advertised as 61-75 months. APR range 6.24%-18.00%; the low end is the as-low-as rate. Your rate depends on credit score, vehicle age and mileage, and term. Minimum loan $15,000. Rates effective October 1, 2026.
Checked Nov 11, 2026Source ascend.org
7.04%and upUsed76–84 months
TNChecked Nov 11, 2026
Used vehicle. Advertised as 76-84 months. APR range 7.04%-9.54%; the low end is the as-low-as rate. Your rate depends on credit score, vehicle age and mileage, and term. Minimum loan $25,000. Rates effective October 1, 2026.
Checked Nov 11, 2026Source ascend.org