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Ascentra Credit Union auto loan rates compared

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Iowa, Illinois · Headquarters Iowa

Iowa-based credit union; membership required

Rate page on ascentra.org

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

The published figure may include an autopay, direct-deposit, or relationship discount.

NewNew car rates · 2 rates

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Promo ratePromo rate: A promotional rate the lender may end at any time.

4.74%New24–60 months

IA · ILChecked Nov 11, 2026

What the lender published

Includes an automatic payment rate discount; the lender calls this a limited time offer. Effective 11/11/2026. Advertised as 24-60 months for model years 2024-2026.

Checked Nov 11, 2026Source ascentra.org

Calculate payment at 4.74% from Ascentra Credit UnionVisit lender ↗
As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Promo ratePromo rate: A promotional rate the lender may end at any time.

5.24%New2025–2026 months

IA · ILChecked Nov 11, 2026

What the lender published

Includes an automatic payment rate discount; the lender calls this a limited time offer. Effective 11/11/2026. Advertised as 84 months for model years 2025-2026.

Checked Nov 11, 2026Source ascentra.org

Calculate payment at 5.24% from Ascentra Credit UnionVisit lender ↗

UsedUsed car rates · 1 rate