Standard rate
3.84%NewUp to 36 months
IL
Published as Up to 36 months, not as a single monthly term.
What the lender published
APR as low as, 2025 and newer models. Advertised as 0-36 months.
Checked Nov 11, 2026Source bcu.org
Credit union
BCU (Baxter Credit Union) auto loan rates compared
Independent comparison. JustAutoRates is not affiliated with BCU (Baxter Credit Union). To apply, visit bcu.org.
Illinois · Headquarters Illinois
Eligible employer groups or associations, live/work in a qualifying community, family of members, or via a free BCU subscription offer
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
NewNew car loans · 4 rates
Standard rate
4.34%New37–75 months
IL
Published as 37–75 months, not as its own 75-month price.
What the lender published
APR as low as, 2025 and newer models. Advertised as 37-75 months.
Checked Nov 11, 2026Source bcu.org
Standard rate
5.34%New76–84 months
IL
Published as 76–84 months, not as its own 84-month price.
What the lender published
APR as low as, 2025 and newer models; 76-84 months for 2025 and newer only. Advertised as 76-84 months.
Checked Nov 11, 2026Source bcu.org
buying service dealer only
3.09%NewTerm not listed
IL
The source does not assign this APR to a term.
What the lender published
Auto Buying Service rate, 2025 and newer models; APR as low as when buying through BCU's auto buying service. Term not listed.
Checked Nov 11, 2026Source bcu.org
UsedUsed car loans · 3 rates
Standard rate
4.84%UsedUp to 36 months
IL
Published as Up to 36 months, not as a single monthly term.
What the lender published
APR as low as, 2023-2024 models. Advertised as 0-36 months.
Checked Nov 11, 2026Source bcu.org
Standard rate
5.34%Used37–75 months
IL
Published as 37–75 months, not as its own 75-month price.
What the lender published
APR as low as, 2023-2024 models. Advertised as 37-75 months.
Checked Nov 11, 2026Source bcu.org
buying service dealer only
4.09%UsedTerm not listed
IL
The source does not assign this APR to a term.
What the lender published
Auto Buying Service rate, 2023-2024 models; APR as low as when buying through BCU's auto buying service. Term not listed.
Checked Nov 11, 2026Source bcu.org