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BECU (Boeing Employees' Credit Union) auto loan rates compared

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Washington, Oregon · Headquarters Washington

Live, work, or worship in Washington or select Oregon counties, or qualify through family or employer

Rate page on becu.org

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car rates · 1 rate

As low asLTV 90% or lessLTV 90% or less: Loan-to-value (loan amount vs. vehicle value) must be 90% or less.

5.89%and upNew60-month payment example

WA · ORChecked Nov 10, 2026

What the lender published

As low as 5.89% APR for new auto loans, 2024 and newer; APR range 5.89%-18%. APR effective 11/1/2026. Payment example on the official PDF is a 5-year, $20,000 loan at 5.89% APR. Disclosures state the lowest APR assumes a 60-month or less term, LTV of 90% or less, and strong credit. Source pages: https://www.becu.org/rates and official consumer lending PDF https://www.becu.org/-/media/Files/PDF/P-463.pdf.

Checked Nov 10, 2026Source becu.org

Calculate payment at 5.89% from BECU (Boeing Employees' Credit Union)Visit lender ↗

UsedUsed car rates · 1 rate

As low asStandard rate

6.19%and upUsed60-month payment example

WA · ORChecked Nov 10, 2026

What the lender published

As low as 6.19% APR for used auto loans, 2023-2016 on the rates page (PDF heading says 2023-2011); APR range 6.19%-18%. APR effective 11/1/2026. Payment example on the official PDF is a 5-year, $20,000 loan at 6.19% APR. Source pages: https://www.becu.org/rates and official consumer lending PDF https://www.becu.org/-/media/Files/PDF/P-463.pdf.

Checked Nov 10, 2026Source becu.org

Calculate payment at 6.19% from BECU (Boeing Employees' Credit Union)Visit lender ↗

RefiRefinance rates · 1 rate

As low asLTV 90% or lessLTV 90% or less: Loan-to-value (loan amount vs. vehicle value) must be 90% or less.Promo ratePromo rate: A promotional rate the lender may end at any time.

5.39%and upRefi60 months

WA · ORChecked Nov 10, 2026

What the lender published

Limited-time discount for refinancing a loan from another lender: 0.50% APR discount, rates as low as 5.39% APR after the discount. Offer ends Dec. 31, 2026. Standard refinance range is 5.89%-18.00% APR as of 11/1/2026. Lowest APR based on 60-month or less term, collateral two years old or newer, and up to 90% LTV. Disclosure 2 on becu.org/rates. Source pages: https://www.becu.org/rates and official consumer lending PDF https://www.becu.org/-/media/Files/PDF/P-463.pdf.

Checked Nov 10, 2026Source becu.org

Calculate payment at 5.39% from BECU (Boeing Employees' Credit Union)Visit lender ↗