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Coastal1 Credit Union (formerly Pawtucket Credit Union) auto loan rates compared

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Rhode Island, Massachusetts, Connecticut · Headquarters Rhode Island

Live or work in Rhode Island or select communities in Massachusetts and Connecticut

Rate page on coastal1.org

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car rates · 1 rate

As low asPromo ratePromo rate: A promotional rate the lender may end at any time.

6.09%New60-month payment example

RI · MA · CTChecked Nov 10, 2026

What the lender published

As low as; for applicants with a credit score of 730 or higher. New autos 2025-2026 and used autos 2014-2025 with mileage less than 100,000. Advertised APR is the lowest available. Existing Coastal1 auto loans are not eligible for this promotion. Page does not list a full term table; repayment examples are 60 monthly payments at the advertised APR. Product: 2025-2026 new autos.

Checked Nov 10, 2026Source coastal1.org

UsedUsed car rates · 4 rates

As low asPromo ratePromo rate: A promotional rate the lender may end at any time.

6.09%Used60-month payment example

RI · MA · CTChecked Nov 10, 2026

What the lender published

As low as; for applicants with a credit score of 730 or higher. New autos 2025-2026 and used autos 2014-2025 with mileage less than 100,000. Advertised APR is the lowest available. Existing Coastal1 auto loans are not eligible for this promotion. Page does not list a full term table; repayment examples are 60 monthly payments at the advertised APR. Product: 2023-2025 used autos.

Checked Nov 10, 2026Source coastal1.org

As low asPromo ratePromo rate: A promotional rate the lender may end at any time.

6.39%Used60-month payment example

RI · MA · CTChecked Nov 10, 2026

What the lender published

As low as; for applicants with a credit score of 730 or higher. New autos 2025-2026 and used autos 2014-2025 with mileage less than 100,000. Advertised APR is the lowest available. Existing Coastal1 auto loans are not eligible for this promotion. Page does not list a full term table; repayment examples are 60 monthly payments at the advertised APR. Product: 2020-2022 used autos.

Checked Nov 10, 2026Source coastal1.org

As low asPromo ratePromo rate: A promotional rate the lender may end at any time.

7.39%Used60-month payment example

RI · MA · CTChecked Nov 10, 2026

What the lender published

As low as; for applicants with a credit score of 730 or higher. New autos 2025-2026 and used autos 2014-2025 with mileage less than 100,000. Advertised APR is the lowest available. Existing Coastal1 auto loans are not eligible for this promotion. Page does not list a full term table; repayment examples are 60 monthly payments at the advertised APR. Product: 2017-2019 used autos.

Checked Nov 10, 2026Source coastal1.org

As low asPromo ratePromo rate: A promotional rate the lender may end at any time.

8.09%Used60-month payment example

RI · MA · CTChecked Nov 10, 2026

What the lender published

As low as; for applicants with a credit score of 730 or higher. New autos 2025-2026 and used autos 2014-2025 with mileage less than 100,000. Advertised APR is the lowest available. Existing Coastal1 auto loans are not eligible for this promotion. Page does not list a full term table; repayment examples are 60 monthly payments at the advertised APR. Product: 2014-2016 used autos.

Checked Nov 10, 2026Source coastal1.org