JustAutoRates

Lenders

Credit union

Collins Community Credit Union auto loan rates compared

JustAutoRates is an independent comparison site. We aren’t affiliated with the lenders listed here. To apply, visit the lender’s own site.

Iowa · Headquarters Iowa

Iowa-based credit union; membership required

Rate page on collinscu.org

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

The published figure may include an autopay, direct-deposit, or relationship discount.

NewNew car rates · 5 rates

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Checking accountChecking account: The published rate assumes a checking account with the lender.Direct depositDirect deposit: The published rate requires direct deposit with the lender.

4.14%NewUp to 60 months

IAChecked Nov 11, 2026

What the lender published

Loyalty APR for model years 2024-2026. Includes a 0.50% loyalty discount that requires automatic loan payments from a Collins checking account with at least 5 transactions including a direct deposit. Advertised as up to 60 months.

Checked Nov 11, 2026Source collinscu.org

Calculate payment at 4.14% from Collins Community Credit UnionVisit lender ↗
As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Checking accountChecking account: The published rate assumes a checking account with the lender.Direct depositDirect deposit: The published rate requires direct deposit with the lender.

4.74%NewUp to 72 months

IAChecked Nov 11, 2026

What the lender published

Loyalty APR for model years 2024-2026. Includes a 0.50% loyalty discount that requires automatic loan payments from a Collins checking account with at least 5 transactions including a direct deposit. Advertised as up to 72 months.

Checked Nov 11, 2026Source collinscu.org

Calculate payment at 4.74% from Collins Community Credit UnionVisit lender ↗
As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Checking accountChecking account: The published rate assumes a checking account with the lender.Direct depositDirect deposit: The published rate requires direct deposit with the lender.

4.94%NewUp to 78 months

IAChecked Nov 11, 2026

What the lender published

Loyalty APR for model years 2024-2026. Includes a 0.50% loyalty discount that requires automatic loan payments from a Collins checking account with at least 5 transactions including a direct deposit. Advertised as up to 78 months.

Checked Nov 11, 2026Source collinscu.org

Calculate payment at 4.94% from Collins Community Credit UnionVisit lender ↗
As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Checking accountChecking account: The published rate assumes a checking account with the lender.Direct depositDirect deposit: The published rate requires direct deposit with the lender.

5.14%NewUp to 84 months

IAChecked Nov 11, 2026

What the lender published

Loyalty APR for model years 2024-2026. Includes a 0.50% loyalty discount that requires automatic loan payments from a Collins checking account with at least 5 transactions including a direct deposit. Advertised as up to 84 months.

Checked Nov 11, 2026Source collinscu.org

Calculate payment at 5.14% from Collins Community Credit UnionVisit lender ↗

UsedUsed car rates · 5 rates

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Checking accountChecking account: The published rate assumes a checking account with the lender.Direct depositDirect deposit: The published rate requires direct deposit with the lender.

4.49%UsedUp to 60 months

IAChecked Nov 11, 2026

What the lender published

Loyalty APR for model years 2021-2023. Includes a 0.50% loyalty discount that requires automatic loan payments from a Collins checking account with at least 5 transactions including a direct deposit. Advertised as up to 60 months.

Checked Nov 11, 2026Source collinscu.org

Calculate payment at 4.49% from Collins Community Credit UnionVisit lender ↗
As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Checking accountChecking account: The published rate assumes a checking account with the lender.Direct depositDirect deposit: The published rate requires direct deposit with the lender.

4.89%UsedUp to 72 months

IAChecked Nov 11, 2026

What the lender published

Loyalty APR for model years 2021-2023. Includes a 0.50% loyalty discount that requires automatic loan payments from a Collins checking account with at least 5 transactions including a direct deposit. Advertised as up to 72 months.

Checked Nov 11, 2026Source collinscu.org

Calculate payment at 4.89% from Collins Community Credit UnionVisit lender ↗
As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Checking accountChecking account: The published rate assumes a checking account with the lender.Direct depositDirect deposit: The published rate requires direct deposit with the lender.

5.09%UsedUp to 78 months

IAChecked Nov 11, 2026

What the lender published

Loyalty APR for model years 2021-2023. Includes a 0.50% loyalty discount that requires automatic loan payments from a Collins checking account with at least 5 transactions including a direct deposit. Advertised as up to 78 months.

Checked Nov 11, 2026Source collinscu.org

Calculate payment at 5.09% from Collins Community Credit UnionVisit lender ↗
As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Checking accountChecking account: The published rate assumes a checking account with the lender.Direct depositDirect deposit: The published rate requires direct deposit with the lender.

5.34%UsedUp to 84 months

IAChecked Nov 11, 2026

What the lender published

Loyalty APR for model years 2021-2023. Includes a 0.50% loyalty discount that requires automatic loan payments from a Collins checking account with at least 5 transactions including a direct deposit. Advertised as up to 84 months.

Checked Nov 11, 2026Source collinscu.org

Calculate payment at 5.34% from Collins Community Credit UnionVisit lender ↗