Credit union
Independent comparison. JustAutoRates is not affiliated with Consumers Credit Union (Illinois). To apply, visit myconsumers.org.
Illinois · Headquarters Illinois
Gurnee-based credit union; membership required
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
The published figure may include an autopay, direct-deposit, or relationship discount.
4.49%NewUp to 60 months
IL
Published as Up to 60 months, not as a single monthly term.
Includes a 0.50% discount for buying at a certified dealer through CCU's Car Buying Service; assumes automatic payment. 2025 and newer models. Rates effective October 12, 2026. Advertised as 0-60 months.
Checked Nov 11, 2026Source myconsumers.org
4.99%NewUp to 60 months
IL
Published as Up to 60 months, not as a single monthly term.
Without Car Buying Service; assumes automatic payment. 2025 and newer models. Rates effective October 12, 2026. Advertised as 0-60 months.
Checked Nov 11, 2026Source myconsumers.org
5.49%New61–72 months
IL
Published as 61–72 months, not as its own 72-month price.
Without Car Buying Service; assumes automatic payment. 2025 and newer models. Rates effective October 12, 2026. Advertised as 61-72 months.
Checked Nov 11, 2026Source myconsumers.org
6.49%New73–84 months
IL
Published as 73–84 months, not as its own 84-month price.
Without Car Buying Service; assumes automatic payment. 2025 and newer models. Rates effective October 12, 2026. Advertised as 73-84 months.
Checked Nov 11, 2026Source myconsumers.org
4.49%UsedUp to 60 months
IL
Published as Up to 60 months, not as a single monthly term.
Includes a 0.50% discount for buying at a certified dealer through CCU's Car Buying Service; assumes automatic payment. 2025 and newer models. Rates effective October 12, 2026. Advertised as 0-60 months.
Checked Nov 11, 2026Source myconsumers.org
4.99%UsedUp to 60 months
IL
Published as Up to 60 months, not as a single monthly term.
Without Car Buying Service; assumes automatic payment. 2025 and newer models. Rates effective October 12, 2026. Advertised as 0-60 months.
Checked Nov 11, 2026Source myconsumers.org
5.49%Used61–72 months
IL
Published as 61–72 months, not as its own 72-month price.
Without Car Buying Service; assumes automatic payment. 2025 and newer models. Rates effective October 12, 2026. Advertised as 61-72 months.
Checked Nov 11, 2026Source myconsumers.org
6.49%Used73–84 months
IL
Published as 73–84 months, not as its own 84-month price.
Without Car Buying Service; assumes automatic payment. 2025 and newer models. Rates effective October 12, 2026. Advertised as 73-84 months.
Checked Nov 11, 2026Source myconsumers.org