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DFCU Financial auto loan rates compared

Independent comparison. JustAutoRates is not affiliated with DFCU Financial. To apply, visit dfcufinancial.com.

Florida, Michigan · Headquarters Michigan

Anyone who lives, works or worships in Michigan's Lower Peninsula or in eligible counties in Florida's Tampa Bay, Southwest and Central regions

Rate page on dfcufinancial.com

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car rates · 3 rates

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).

5.34%NewUp to 60 months

FL · MIChecked Nov 11, 2026

Published as up to 60 months, not as a single monthly term.

What the lender published

Terms up to 60 months. New vehicle with Auto Pay from a DFCU account (0.25 points higher without). Fixed APR as low as; risk-based on creditworthiness and term. Rates effective 11/11/2026.

Checked Nov 11, 2026Source dfcufinancial.com

Calculate payment at 5.34% from DFCU FinancialVisit lender ↗
As low asAutopayAutopay: The published rate assumes automatic payments (autopay).

5.59%New61–83 months

FL · MIChecked Nov 11, 2026

Published as 61–83 months, not as its own 83-month price.

What the lender published

Applies to 61-83 month terms. New vehicle with Auto Pay from a DFCU account. Fixed APR as low as; risk-based on creditworthiness and term. Rates effective 11/11/2026.

Checked Nov 11, 2026Source dfcufinancial.com

Calculate payment at 5.59% from DFCU FinancialVisit lender ↗
As low asAutopayAutopay: The published rate assumes automatic payments (autopay).

6.34%New84 months

FL · MIChecked Nov 11, 2026

What the lender published

Published for an 84-month term. New vehicle with Auto Pay from a DFCU account. Fixed APR as low as; risk-based on creditworthiness and term. Rates effective 11/11/2026.

Checked Nov 11, 2026Source dfcufinancial.com

Calculate payment at 6.34% from DFCU FinancialVisit lender ↗

UsedUsed car rates · 3 rates

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).

5.49%UsedUp to 60 months

FL · MIChecked Nov 11, 2026

Published as up to 60 months, not as a single monthly term.

What the lender published

Terms up to 60 months. Used vehicle with Auto Pay from a DFCU account (0.25 points higher without). Fixed APR as low as; risk-based on creditworthiness and term. Rates effective 11/11/2026.

Checked Nov 11, 2026Source dfcufinancial.com

Calculate payment at 5.49% from DFCU FinancialVisit lender ↗
As low asAutopayAutopay: The published rate assumes automatic payments (autopay).

5.74%Used61–83 months

FL · MIChecked Nov 11, 2026

Published as 61–83 months, not as its own 83-month price.

What the lender published

Applies to 61-83 month terms. Used vehicle with Auto Pay from a DFCU account. Fixed APR as low as; risk-based on creditworthiness and term. Rates effective 11/11/2026.

Checked Nov 11, 2026Source dfcufinancial.com

Calculate payment at 5.74% from DFCU FinancialVisit lender ↗
As low asAutopayAutopay: The published rate assumes automatic payments (autopay).

6.49%Used84 months

FL · MIChecked Nov 11, 2026

What the lender published

Published for an 84-month term. Used vehicle with Auto Pay from a DFCU account. Fixed APR as low as; risk-based on creditworthiness and term. Rates effective 11/11/2026.

Checked Nov 11, 2026Source dfcufinancial.com

Calculate payment at 6.49% from DFCU FinancialVisit lender ↗