As low asStandard rate
4.99%New1–36 months
MSChecked Nov 11, 2026
What the lender published
New auto, as low as. Advertised as 1-36 months.
Checked Nov 11, 2026Source ecmfcu.com
Credit union
ECM Federal Credit Union auto loan rates compared
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Mississippi · Headquarters Mississippi
Ridgeland, MS-based credit union; membership required
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
NewNew car rates · 4 rates
As low asStandard rate
5.49%New37–60 months
MSChecked Nov 11, 2026
What the lender published
New auto, as low as. Advertised as 37-60 months.
Checked Nov 11, 2026Source ecmfcu.com
As low asMin. loan $20,000Min. loan $20,000: The lender publishes this rate with a $20,000 minimum loan amount.
5.99%New61–72 months
MSChecked Nov 11, 2026
What the lender published
New auto over $20,000, as low as. Advertised as 61-72 months.
Checked Nov 11, 2026Source ecmfcu.com
As low asMin. loan $40,000Min. loan $40,000: The lender publishes this rate with a $40,000 minimum loan amount.
6.49%New73–84 months
MSChecked Nov 11, 2026
What the lender published
New auto over $40,000, as low as. Advertised as 73-84 months.
Checked Nov 11, 2026Source ecmfcu.com
UsedUsed car rates · 2 rates
As low asStandard rate
4.99%Used1–36 months
MSChecked Nov 11, 2026
What the lender published
Used auto or motorcycle, as low as. Advertised as 1-36 months.
Checked Nov 11, 2026Source ecmfcu.com
As low asStandard rate
5.49%Used37–60 months
MSChecked Nov 11, 2026
What the lender published
Used auto or motorcycle, as low as. Advertised as 37-60 months.
Checked Nov 11, 2026Source ecmfcu.com