Credit union
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Louisiana · Headquarters Louisiana
Baton Rouge, LA-based credit union; membership required
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
5.69%and upNewUp to 36 months
LAChecked Nov 11, 2026
New and used autos, model year 2019 or newer. Advertised as up to 36 months. APR range 5.69%-16.95%; based on credit. Minimum loan $5,000.
Checked Nov 11, 2026Source efcufinancial.org
5.94%and upNew37–63 months
LAChecked Nov 11, 2026
New and used autos, model year 2019 or newer. Advertised as 37-63 months. APR range 5.94%-17.20%; based on credit. Minimum loan $5,000.
Checked Nov 11, 2026Source efcufinancial.org
6.19%and upNew64–75 months
LAChecked Nov 11, 2026
New and used autos, model year 2019 or newer. Advertised as 64-75 months. APR range 6.19%-17.45%; based on credit. Minimum loan $5,000.
Checked Nov 11, 2026Source efcufinancial.org
6.34%and upNew76–79 months
LAChecked Nov 11, 2026
New and used autos, model year 2019 or newer. Advertised as 76-79 months. APR range 6.34%-9.14%; based on credit. Minimum loan $5,000.
Checked Nov 11, 2026Source efcufinancial.org
6.34%and upNew80–84 months
LAChecked Nov 11, 2026
New and used autos, model year 2019 or newer, under 30,000 miles. Advertised as 80-84 months. APR range 6.34%-9.14%; based on credit. Minimum loan $5,000.
Checked Nov 11, 2026Source efcufinancial.org
7.24%and upNew85–96 months
LAChecked Nov 11, 2026
New and used autos, model year 2019 or newer (new units with at least $50,000 financed). Advertised as 85-96 months. APR range 7.24%-7.64%; based on credit. Minimum loan $5,000.
Checked Nov 11, 2026Source efcufinancial.org
5.69%and upUsedUp to 36 months
LAChecked Nov 11, 2026
New and used autos, model year 2019 or newer. Advertised as up to 36 months. APR range 5.69%-16.95%; based on credit. Minimum loan $5,000.
Checked Nov 11, 2026Source efcufinancial.org
5.94%and upUsed37–63 months
LAChecked Nov 11, 2026
New and used autos, model year 2019 or newer. Advertised as 37-63 months. APR range 5.94%-17.20%; based on credit. Minimum loan $5,000.
Checked Nov 11, 2026Source efcufinancial.org
6.19%and upUsed64–75 months
LAChecked Nov 11, 2026
New and used autos, model year 2019 or newer. Advertised as 64-75 months. APR range 6.19%-17.45%; based on credit. Minimum loan $5,000.
Checked Nov 11, 2026Source efcufinancial.org
6.34%and upUsed76–79 months
LAChecked Nov 11, 2026
New and used autos, model year 2019 or newer. Advertised as 76-79 months. APR range 6.34%-9.14%; based on credit. Minimum loan $5,000.
Checked Nov 11, 2026Source efcufinancial.org
6.34%and upUsed80–84 months
LAChecked Nov 11, 2026
New and used autos, model year 2019 or newer, under 30,000 miles. Advertised as 80-84 months. APR range 6.34%-9.14%; based on credit. Minimum loan $5,000.
Checked Nov 11, 2026Source efcufinancial.org