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Empower Federal Credit Union auto loan rates compared

Independent comparison. JustAutoRates is not affiliated with Empower Federal Credit Union. To apply, visit empowerfcu.com.

New York · Headquarters New York

Syracuse-based credit union; membership required

Rate page on empowerfcu.com

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car loans · 1 rate

Standard rate

5.49%NewTerm not listed

NY

The source does not assign this APR to a term.

What the lender published

New auto/motorcycle APR as low as; based on credit history. Term not listed with the rate.

Checked Nov 11, 2026Source empowerfcu.com

UsedUsed car loans · 1 rate

Standard rate

5.74%UsedTerm not listed

NY

The source does not assign this APR to a term.

What the lender published

Used auto/motorcycle APR as low as; based on credit history. Term not listed with the rate.

Checked Nov 11, 2026Source empowerfcu.com