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FAIRWINDS Credit Union auto loan rates compared

Independent comparison. JustAutoRates is not affiliated with FAIRWINDS Credit Union. To apply, visit fairwinds.org.

Florida · Headquarters Florida

Central Florida credit union; membership eligibility requirements apply

Rate page on fairwinds.org

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car loans · 4 rates

Standard rate

4.84%New36 months

FL

What the lender published

APR for applications made directly at a FAIRWINDS branch or FAIRWINDS.org; based on creditworthiness, loan-to-value and vehicle type. Last updated 11/01/2026. Advertised as 36 months.

Checked Nov 11, 2026Source fairwinds.org

Standard rate

5.09%New48 months

FL

What the lender published

APR for applications made directly at a FAIRWINDS branch or FAIRWINDS.org; based on creditworthiness, loan-to-value and vehicle type. Last updated 11/01/2026. Advertised as 48 months.

Checked Nov 11, 2026Source fairwinds.org

Standard rate

5.44%New60 months

FL

What the lender published

APR for applications made directly at a FAIRWINDS branch or FAIRWINDS.org; based on creditworthiness, loan-to-value and vehicle type. Last updated 11/01/2026. Advertised as 60 months.

Checked Nov 11, 2026Source fairwinds.org

Standard rate

5.64%New72 months

FL

What the lender published

APR for applications made directly at a FAIRWINDS branch or FAIRWINDS.org; based on creditworthiness, loan-to-value and vehicle type. Last updated 11/01/2026. Advertised as 72 months.

Checked Nov 11, 2026Source fairwinds.org

UsedUsed car loans · 4 rates

Standard rate

5.24%Used36 months

FL

What the lender published

APR for applications made directly at a FAIRWINDS branch or FAIRWINDS.org; based on creditworthiness, loan-to-value and vehicle type. Last updated 11/01/2026. 1% rate increase for vehicles 5 years or older. Advertised as 36 months.

Checked Nov 11, 2026Source fairwinds.org

Standard rate

5.44%Used48 months

FL

What the lender published

APR for applications made directly at a FAIRWINDS branch or FAIRWINDS.org; based on creditworthiness, loan-to-value and vehicle type. Last updated 11/01/2026. 1% rate increase for vehicles 5 years or older. Advertised as 48 months.

Checked Nov 11, 2026Source fairwinds.org

Standard rate

5.79%Used60 months

FL

What the lender published

APR for applications made directly at a FAIRWINDS branch or FAIRWINDS.org; based on creditworthiness, loan-to-value and vehicle type. Last updated 11/01/2026. 1% rate increase for vehicles 5 years or older. Advertised as 60 months.

Checked Nov 11, 2026Source fairwinds.org

Standard rate

6.09%Used72 months

FL

What the lender published

APR for applications made directly at a FAIRWINDS branch or FAIRWINDS.org; based on creditworthiness, loan-to-value and vehicle type. Last updated 11/01/2026. 1% rate increase for vehicles 5 years or older. Advertised as 72 months.

Checked Nov 11, 2026Source fairwinds.org