Credit union
Independent comparison. JustAutoRates is not affiliated with First Community Credit Union (Houston). To apply, visit fccu.org.
Texas · Headquarters Texas
Live, work, attend school or worship in served Texas counties, select employee groups, or family of members
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
3.99%NewUp to 36 months
TX
Published as Up to 36 months, not as a single monthly term.
36-month special rate; same rate for new, used and refinance. Lowest rate includes up to 1.00% in combined discounts (credit life and disability insurance, extended service contract, existing FCCU auto loan, First Rewards Checking, FCCU Visa card). Advertised as up to 36 months.
Checked Nov 11, 2026Source fccu.org
4.24%NewUp to 48 months
TX
Published as Up to 48 months, not as a single monthly term.
Rate valid up to 48 months; lowest rate includes up to 1.00% in combined discounts (insurance, service contract, existing auto loan, checking, Visa card). Advertised as up to 48 months.
Checked Nov 11, 2026Source fccu.org
3.99%UsedUp to 36 months
TX
Published as Up to 36 months, not as a single monthly term.
36-month special rate; same rate for new, used and refinance. Lowest rate includes up to 1.00% in combined discounts (credit life and disability insurance, extended service contract, existing FCCU auto loan, First Rewards Checking, FCCU Visa card). Advertised as up to 36 months.
Checked Nov 11, 2026Source fccu.org
4.24%UsedUp to 48 months
TX
Published as Up to 48 months, not as a single monthly term.
Rate valid up to 48 months; lowest rate includes up to 1.00% in combined discounts (insurance, service contract, existing auto loan, checking, Visa card). Advertised as up to 48 months.
Checked Nov 11, 2026Source fccu.org
3.99%RefiUp to 36 months
TX
Published as Up to 36 months, not as a single monthly term.
36-month special rate; same rate for new, used and refinance. Lowest rate includes up to 1.00% in combined discounts (credit life and disability insurance, extended service contract, existing FCCU auto loan, First Rewards Checking, FCCU Visa card). Advertised as up to 36 months.
Checked Nov 11, 2026Source fccu.org
4.24%RefiUp to 48 months
TX
Published as Up to 48 months, not as a single monthly term.
Rate valid up to 48 months; lowest rate includes up to 1.00% in combined discounts (insurance, service contract, existing auto loan, checking, Visa card). Advertised as up to 48 months.
Checked Nov 11, 2026Source fccu.org