Credit union
Independent comparison. JustAutoRates is not affiliated with GECU Federal Credit Union. To apply, visit gecu.com.
Texas · Headquarters Texas
El Paso-area credit union; membership eligibility required
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
4.59%NewUp to 48 months
TX
Published as Up to 48 months, not as a single monthly term.
APR as low as for model years 2023-2027, based on vehicle year and credit (disclosure example is the A+ tier). Rates accurate as of November 10, 2026. Advertised as up to 48 months.
Checked Nov 11, 2026Source gecu.com
5.30%New49–60 months
TX
Published as 49–60 months, not as its own 60-month price.
APR as low as for model years 2023-2027, based on vehicle year and credit (disclosure example is the A+ tier). Rates accurate as of November 10, 2026. Advertised as 49-60 months.
Checked Nov 11, 2026Source gecu.com
5.50%New67–72 months
TX
Published as 67–72 months, not as its own 72-month price.
APR as low as for model years 2023-2027, based on vehicle year and credit (disclosure example is the A+ tier). Rates accurate as of November 10, 2026. Amount financed up to $15,000 for this term. Advertised as 67-72 months.
Checked Nov 11, 2026Source gecu.com
6.00%New79–84 months
TX
Published as 79–84 months, not as its own 84-month price.
Minimum loan $30,000.
APR as low as for model years 2023-2027, based on vehicle year and credit (disclosure example is the A+ tier). Rates accurate as of November 10, 2026. Amount financed $30,000 and above for this term. Advertised as 79-84 months.
Checked Nov 11, 2026Source gecu.com
4.59%UsedUp to 48 months
TX
Published as Up to 48 months, not as a single monthly term.
APR as low as for model years 2023-2027, based on vehicle year and credit (disclosure example is the A+ tier). Rates accurate as of November 10, 2026. Advertised as up to 48 months.
Checked Nov 11, 2026Source gecu.com
5.30%Used49–60 months
TX
Published as 49–60 months, not as its own 60-month price.
APR as low as for model years 2023-2027, based on vehicle year and credit (disclosure example is the A+ tier). Rates accurate as of November 10, 2026. Advertised as 49-60 months.
Checked Nov 11, 2026Source gecu.com
5.50%Used67–72 months
TX
Published as 67–72 months, not as its own 72-month price.
APR as low as for model years 2023-2027, based on vehicle year and credit (disclosure example is the A+ tier). Rates accurate as of November 10, 2026. Amount financed up to $15,000 for this term. Advertised as 67-72 months.
Checked Nov 11, 2026Source gecu.com
6.00%Used79–84 months
TX
Published as 79–84 months, not as its own 84-month price.
Minimum loan $30,000.
APR as low as for model years 2023-2027, based on vehicle year and credit (disclosure example is the A+ tier). Rates accurate as of November 10, 2026. Amount financed $30,000 and above for this term. Advertised as 79-84 months.
Checked Nov 11, 2026Source gecu.com