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Golden 1 Credit Union auto loan rates compared

Independent comparison. JustAutoRates is not affiliated with Golden 1 Credit Union. To apply, visit golden1.com.

California · Headquarters California

Live or work in California

Rate page on golden1.com

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

4.99%

as low as APR

Golden 1 Credit Union

Credit union · New · Term not listed

California

The source does not assign this APR to a term.

What the lender published

As low as 4.99% APR for new auto. Term not specified on the all-rates page. Separate auto-loans page says terms are available up to 84 months (84-month terms for vehicles up to 10 model years old, 2018-2027) but does not assign the 4.99% APR to a specific term. Rates vary by amount borrowed and term.

Checked Nov 10, 2026Source golden1.com

5.24%

as low as APR

Golden 1 Credit Union

Credit union · Used · Term not listed

California

The source does not assign this APR to a term.

What the lender published

As low as 5.24% APR for used auto. Term not specified on the all-rates page. Terms available up to 84 months per the auto-loans page, but the 5.24% APR is not assigned to a specific term.

Checked Nov 10, 2026Source golden1.com