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Hawaii Central Federal Credit Union auto loan rates compared

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Hawaii · Headquarters Hawaii

Honolulu, HI-based credit union; membership required

Rate page on hawaiicentral.org

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

The published figure may include an autopay, direct-deposit, or relationship discount.

NewNew car rates · 5 rates

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).min vehicle price $20,000min vehicle price $20,000: Lender condition: min vehicle price $20,000.

6.00%New72 months

HIChecked Nov 11, 2026

What the lender published

6 and 7 year terms only for vehicles priced $20,000 or more. Includes a 0.25% autopay discount. Effective August 21, 2026. Advertised as 6 years.

Checked Nov 11, 2026Source hawaiicentral.org

Calculate payment at 6.00% from Hawaii Central Federal Credit UnionVisit lender ↗
As low asAutopayAutopay: The published rate assumes automatic payments (autopay).min vehicle price $20,000min vehicle price $20,000: Lender condition: min vehicle price $20,000.

6.50%New84 months

HIChecked Nov 11, 2026

What the lender published

6 and 7 year terms only for vehicles priced $20,000 or more. Includes a 0.25% autopay discount. Effective August 21, 2026. Advertised as 7 years.

Checked Nov 11, 2026Source hawaiicentral.org

Calculate payment at 6.50% from Hawaii Central Federal Credit UnionVisit lender ↗

UsedUsed car rates · 5 rates

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).min vehicle price $20,000min vehicle price $20,000: Lender condition: min vehicle price $20,000.

6.00%Used72 months

HIChecked Nov 11, 2026

What the lender published

6 and 7 year terms only for vehicles priced $20,000 or more. Includes a 0.25% autopay discount. Effective August 21, 2026. Advertised as 6 years.

Checked Nov 11, 2026Source hawaiicentral.org

Calculate payment at 6.00% from Hawaii Central Federal Credit UnionVisit lender ↗
As low asAutopayAutopay: The published rate assumes automatic payments (autopay).min vehicle price $20,000min vehicle price $20,000: Lender condition: min vehicle price $20,000.

6.50%Used84 months

HIChecked Nov 11, 2026

What the lender published

6 and 7 year terms only for vehicles priced $20,000 or more. Includes a 0.25% autopay discount. Effective August 21, 2026. Advertised as 7 years.

Checked Nov 11, 2026Source hawaiicentral.org

Calculate payment at 6.50% from Hawaii Central Federal Credit UnionVisit lender ↗