JustAutoRates

Lenders

Credit union

Hudson Valley Credit Union (HVCU) auto loan rates compared

Independent comparison. JustAutoRates is not affiliated with Hudson Valley Credit Union (HVCU). To apply, visit hvcu.org.

New York · Headquarters New York

Hudson Valley and Capital Region credit union; membership required

Rate page on hvcu.org

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car loans · 1 rate

Standard rate

5.64%NewTerm not listed

NY

The source does not assign this APR to a term.

What the lender published

Fixed APR for new and used vehicles model year 2024 and newer; term not listed with the rate.

Checked Nov 11, 2026Source hvcu.org

UsedUsed car loans · 2 rates

Standard rate

5.64%UsedTerm not listed

NY

The source does not assign this APR to a term.

What the lender published

Fixed APR for new and used vehicles model year 2024 and newer; term not listed with the rate.

Checked Nov 11, 2026Source hvcu.org

Standard rate

6.04%UsedTerm not listed

NY

The source does not assign this APR to a term.

What the lender published

Fixed APR for used vehicles model years 2020-2023; term not listed with the rate.

Checked Nov 11, 2026Source hvcu.org