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Lafayette Federal Credit Union auto loan rates compared

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Maryland, District of Columbia, Virginia · Headquarters Maryland

Rockville, MD-based credit union; membership required

Rate page on lfcu.org

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

The published figure may include an autopay, direct-deposit, or relationship discount.

NewNew car rates · 5 rates

As low asDirect depositDirect deposit: The published rate requires direct deposit with the lender.AutopayAutopay: The published rate assumes automatic payments (autopay).Checking accountChecking account: The published rate assumes a checking account with the lender.Bundled discountsBundled discounts: The published rate includes bundled relationship discounts.

5.00%New36 months

MD · DC · VAChecked Nov 11, 2026

What the lender published

New car, truck, or SUV (seven model years old or newer). Published for a 36-month term. Lowest APR for qualified members; reflects a 0.25% discount for qualified direct deposit with automatic loan payment from a Lafayette checking account, and a 0.125% discount for a qualifying fuel-efficient vehicle. Effective November 1, 2026.

Checked Nov 11, 2026Source lfcu.org

Calculate payment at 5.00% from Lafayette Federal Credit UnionVisit lender ↗
As low asDirect depositDirect deposit: The published rate requires direct deposit with the lender.AutopayAutopay: The published rate assumes automatic payments (autopay).Checking accountChecking account: The published rate assumes a checking account with the lender.Bundled discountsBundled discounts: The published rate includes bundled relationship discounts.

5.00%New48 months

MD · DC · VAChecked Nov 11, 2026

What the lender published

New car, truck, or SUV (seven model years old or newer). Published for a 48-month term. Lowest APR for qualified members; reflects a 0.25% discount for qualified direct deposit with automatic loan payment from a Lafayette checking account, and a 0.125% discount for a qualifying fuel-efficient vehicle. Effective November 1, 2026.

Checked Nov 11, 2026Source lfcu.org

Calculate payment at 5.00% from Lafayette Federal Credit UnionVisit lender ↗
As low asDirect depositDirect deposit: The published rate requires direct deposit with the lender.AutopayAutopay: The published rate assumes automatic payments (autopay).Checking accountChecking account: The published rate assumes a checking account with the lender.Bundled discountsBundled discounts: The published rate includes bundled relationship discounts.

5.50%New60 months

MD · DC · VAChecked Nov 11, 2026

What the lender published

New car, truck, or SUV (seven model years old or newer). Published for a 60-month term. Lowest APR for qualified members; reflects a 0.25% discount for qualified direct deposit with automatic loan payment from a Lafayette checking account, and a 0.125% discount for a qualifying fuel-efficient vehicle. Effective November 1, 2026.

Checked Nov 11, 2026Source lfcu.org

Calculate payment at 5.50% from Lafayette Federal Credit UnionVisit lender ↗
As low asDirect depositDirect deposit: The published rate requires direct deposit with the lender.AutopayAutopay: The published rate assumes automatic payments (autopay).Checking accountChecking account: The published rate assumes a checking account with the lender.Bundled discountsBundled discounts: The published rate includes bundled relationship discounts.

5.50%New72 months

MD · DC · VAChecked Nov 11, 2026

What the lender published

New car, truck, or SUV (seven model years old or newer). Published for a 72-month term. Lowest APR for qualified members; reflects a 0.25% discount for qualified direct deposit with automatic loan payment from a Lafayette checking account, and a 0.125% discount for a qualifying fuel-efficient vehicle. Effective November 1, 2026.

Checked Nov 11, 2026Source lfcu.org

Calculate payment at 5.50% from Lafayette Federal Credit UnionVisit lender ↗
As low asDirect depositDirect deposit: The published rate requires direct deposit with the lender.AutopayAutopay: The published rate assumes automatic payments (autopay).Checking accountChecking account: The published rate assumes a checking account with the lender.Bundled discountsBundled discounts: The published rate includes bundled relationship discounts.

6.25%New84 months

MD · DC · VAChecked Nov 11, 2026

What the lender published

New car, truck, or SUV (seven model years old or newer). Published for a 84-month term. Lowest APR for qualified members; reflects a 0.25% discount for qualified direct deposit with automatic loan payment from a Lafayette checking account, and a 0.125% discount for a qualifying fuel-efficient vehicle. Effective November 1, 2026.

Checked Nov 11, 2026Source lfcu.org

Calculate payment at 6.25% from Lafayette Federal Credit UnionVisit lender ↗

UsedUsed car rates · 5 rates

As low asDirect depositDirect deposit: The published rate requires direct deposit with the lender.AutopayAutopay: The published rate assumes automatic payments (autopay).Checking accountChecking account: The published rate assumes a checking account with the lender.Bundled discountsBundled discounts: The published rate includes bundled relationship discounts.

5.00%Used36 months

MD · DC · VAChecked Nov 11, 2026

What the lender published

Used car, truck, or SUV (seven model years old or newer). Published for a 36-month term. Lowest APR for qualified members; reflects a 0.25% discount for qualified direct deposit with automatic loan payment from a Lafayette checking account, and a 0.125% discount for a qualifying fuel-efficient vehicle. Effective November 1, 2026.

Checked Nov 11, 2026Source lfcu.org

Calculate payment at 5.00% from Lafayette Federal Credit UnionVisit lender ↗
As low asDirect depositDirect deposit: The published rate requires direct deposit with the lender.AutopayAutopay: The published rate assumes automatic payments (autopay).Checking accountChecking account: The published rate assumes a checking account with the lender.Bundled discountsBundled discounts: The published rate includes bundled relationship discounts.

5.00%Used48 months

MD · DC · VAChecked Nov 11, 2026

What the lender published

Used car, truck, or SUV (seven model years old or newer). Published for a 48-month term. Lowest APR for qualified members; reflects a 0.25% discount for qualified direct deposit with automatic loan payment from a Lafayette checking account, and a 0.125% discount for a qualifying fuel-efficient vehicle. Effective November 1, 2026.

Checked Nov 11, 2026Source lfcu.org

Calculate payment at 5.00% from Lafayette Federal Credit UnionVisit lender ↗
As low asDirect depositDirect deposit: The published rate requires direct deposit with the lender.AutopayAutopay: The published rate assumes automatic payments (autopay).Checking accountChecking account: The published rate assumes a checking account with the lender.Bundled discountsBundled discounts: The published rate includes bundled relationship discounts.

5.50%Used60 months

MD · DC · VAChecked Nov 11, 2026

What the lender published

Used car, truck, or SUV (seven model years old or newer). Published for a 60-month term. Lowest APR for qualified members; reflects a 0.25% discount for qualified direct deposit with automatic loan payment from a Lafayette checking account, and a 0.125% discount for a qualifying fuel-efficient vehicle. Effective November 1, 2026.

Checked Nov 11, 2026Source lfcu.org

Calculate payment at 5.50% from Lafayette Federal Credit UnionVisit lender ↗
As low asDirect depositDirect deposit: The published rate requires direct deposit with the lender.AutopayAutopay: The published rate assumes automatic payments (autopay).Checking accountChecking account: The published rate assumes a checking account with the lender.Bundled discountsBundled discounts: The published rate includes bundled relationship discounts.

5.50%Used72 months

MD · DC · VAChecked Nov 11, 2026

What the lender published

Used car, truck, or SUV (seven model years old or newer). Published for a 72-month term. Lowest APR for qualified members; reflects a 0.25% discount for qualified direct deposit with automatic loan payment from a Lafayette checking account, and a 0.125% discount for a qualifying fuel-efficient vehicle. Effective November 1, 2026.

Checked Nov 11, 2026Source lfcu.org

Calculate payment at 5.50% from Lafayette Federal Credit UnionVisit lender ↗
As low asDirect depositDirect deposit: The published rate requires direct deposit with the lender.AutopayAutopay: The published rate assumes automatic payments (autopay).Checking accountChecking account: The published rate assumes a checking account with the lender.Bundled discountsBundled discounts: The published rate includes bundled relationship discounts.

6.25%Used84 months

MD · DC · VAChecked Nov 11, 2026

What the lender published

Used car, truck, or SUV (seven model years old or newer). Published for a 84-month term. Lowest APR for qualified members; reflects a 0.25% discount for qualified direct deposit with automatic loan payment from a Lafayette checking account, and a 0.125% discount for a qualifying fuel-efficient vehicle. Effective November 1, 2026.

Checked Nov 11, 2026Source lfcu.org

Calculate payment at 6.25% from Lafayette Federal Credit UnionVisit lender ↗