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LincOne Federal Credit Union auto loan rates compared

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Nebraska · Headquarters Nebraska

Lincoln, NE-based credit union; membership required

Rate page on linconefcu.org

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

The published figure may include an autopay, direct-deposit, or relationship discount.

NewNew car rates · 4 rates

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Checking accountChecking account: The published rate assumes a checking account with the lender.

4.50%NewUp to 48 months

NEChecked Nov 11, 2026

What the lender published

New vehicles, 2024-2026. Includes 0.50% off for autopay from a LincOne checking account; effective November 11, 2026. Advertised as up to 48 months.

Checked Nov 11, 2026Source linconefcu.org

Calculate payment at 4.50% from LincOne Federal Credit UnionVisit lender ↗
As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Checking accountChecking account: The published rate assumes a checking account with the lender.

5.00%New60 months

NEChecked Nov 11, 2026

What the lender published

New vehicles, 2024-2026. Includes 0.50% off for autopay from a LincOne checking account; effective November 11, 2026. Advertised as 60 months.

Checked Nov 11, 2026Source linconefcu.org

Calculate payment at 5.00% from LincOne Federal Credit UnionVisit lender ↗
As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Checking accountChecking account: The published rate assumes a checking account with the lender.

5.50%New72 months

NEChecked Nov 11, 2026

What the lender published

New vehicles, 2024-2026. Includes 0.50% off for autopay from a LincOne checking account; effective November 11, 2026. Advertised as 72 months.

Checked Nov 11, 2026Source linconefcu.org

Calculate payment at 5.50% from LincOne Federal Credit UnionVisit lender ↗
As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Checking accountChecking account: The published rate assumes a checking account with the lender.

6.25%New84 months

NEChecked Nov 11, 2026

What the lender published

New vehicles, 2024-2026. Includes 0.50% off for autopay from a LincOne checking account; effective November 11, 2026. Advertised as 84 months.

Checked Nov 11, 2026Source linconefcu.org

Calculate payment at 6.25% from LincOne Federal Credit UnionVisit lender ↗

UsedUsed car rates · 4 rates

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Checking accountChecking account: The published rate assumes a checking account with the lender.

5.00%UsedUp to 36 months

NEChecked Nov 11, 2026

What the lender published

Used vehicles. Includes 0.50% off for autopay from a LincOne checking account; effective November 11, 2026. Advertised as up to 36 months.

Checked Nov 11, 2026Source linconefcu.org

Calculate payment at 5.00% from LincOne Federal Credit UnionVisit lender ↗
As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Checking accountChecking account: The published rate assumes a checking account with the lender.

5.25%Used48 months

NEChecked Nov 11, 2026

What the lender published

Used vehicles. Includes 0.50% off for autopay from a LincOne checking account; effective November 11, 2026. Advertised as 48 months.

Checked Nov 11, 2026Source linconefcu.org

Calculate payment at 5.25% from LincOne Federal Credit UnionVisit lender ↗
As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Checking accountChecking account: The published rate assumes a checking account with the lender.

5.50%Used60 months

NEChecked Nov 11, 2026

What the lender published

Used vehicles. Includes 0.50% off for autopay from a LincOne checking account; effective November 11, 2026. Advertised as 60 months.

Checked Nov 11, 2026Source linconefcu.org

Calculate payment at 5.50% from LincOne Federal Credit UnionVisit lender ↗
As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Checking accountChecking account: The published rate assumes a checking account with the lender.

6.25%Used72 months

NEChecked Nov 11, 2026

What the lender published

Used vehicles. Includes 0.50% off for autopay from a LincOne checking account; effective November 11, 2026. Advertised as 72 months.

Checked Nov 11, 2026Source linconefcu.org

Calculate payment at 6.25% from LincOne Federal Credit UnionVisit lender ↗