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M&T Bank auto loan rates compared

Independent comparison. JustAutoRates is not affiliated with M&T Bank. To apply, visit mtb.com.

13 states · Headquarters New York

Connecticut, District of Columbia, Delaware, Massachusetts, Maryland, Maine, New Hampshire, New Jersey, New York, Pennsylvania, Virginia, Vermont, West Virginia

Rate page on mtb.com

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

The published figure may include an autopay, direct-deposit, or relationship discount.

NewNew car rates · 1 rate

As low asChecking accountChecking account: The published rate assumes a checking account with the lender.AutopayAutopay: The published rate assumes automatic payments (autopay).

6.79%NewUp to 48 months

CT · DC · DE · MA · MD · ME · NH · NJ · NY · PA · VA · VT · WVChecked Nov 11, 2026

Published as up to 48 months, not as a single monthly term.

What the lender published

Terms up to 48 months. Lowest APR requires model year 2025 or newer, an M&T MyChoice Premium or Power Checking account, and automatic payments from an M&T checking account. Range 6.79%-15.69% APR; effective 10/15/26.

Checked Nov 11, 2026Source mtb.com

Calculate payment at 6.79% from M&T BankVisit lender ↗