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Meridian Trust Federal Credit Union auto loan rates compared

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Wyoming, Colorado, Nebraska · Headquarters Wyoming

Wyoming-based credit union; membership required

Rate page on mymeridiantrust.com

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

The published figure may include an autopay, direct-deposit, or relationship discount.

NewNew car rates · 2 rates

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Top credit tierTop credit tier: The published rate is for the lender’s top credit tier.

4.74%NewTerm not listed

WY · CO · NEChecked Nov 11, 2026

What the lender published

Vehicles 2025-2026; assumes a credit score of 750+ and includes a 0.25% autopay discount. Effective September 16, 2026. Advertised as as low as; terms up to 96 months on 2025 or newer.

Checked Nov 11, 2026Source mymeridiantrust.com

UsedUsed car rates · 3 rates

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Top credit tierTop credit tier: The published rate is for the lender’s top credit tier.

4.74%UsedTerm not listed

WY · CO · NEChecked Nov 11, 2026

What the lender published

Vehicles 2025-2026; assumes a credit score of 750+ and includes a 0.25% autopay discount. Effective September 16, 2026. Advertised as as low as; terms up to 96 months on 2025 or newer.

Checked Nov 11, 2026Source mymeridiantrust.com

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Top credit tierTop credit tier: The published rate is for the lender’s top credit tier.

5.99%UsedTerm not listed

WY · CO · NEChecked Nov 11, 2026

What the lender published

Vehicles 2018-2024; lowest stated APR assumes a credit score of 750+ and includes a 0.25% autopay discount. Effective September 16, 2026.

Checked Nov 11, 2026Source mymeridiantrust.com