Lenders
Credit union
Metro Credit Union auto loan rates compared
Independent comparison. JustAutoRates is not affiliated with Metro Credit Union. To apply, visit metrocu.org.
Massachusetts, New Hampshire · Headquarters Massachusetts
Live or work in Middlesex, Essex, Suffolk, Norfolk, Plymouth, or Worcester counties in Massachusetts, or select New Hampshire areas
Rate page on metrocu.org
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
Credit union · New · Up to 66 months
Massachusetts, New Hampshire
Published as Up to 66 months, not as a single monthly term.
What the lender published
Page heading says 'Accurate as of March 11, 2026' and still displayed these figures when checked on 2026-11-10. Rate determination based on credit history. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro loans. New vehicles have 5,000 miles or less. New/used 2022-2026; up to 66 months. Also recorded as used for the same bucket.
Checked Nov 10, 2026 · Source metrocu.org
Credit union · Used · Up to 66 months
Massachusetts, New Hampshire
Published as Up to 66 months, not as a single monthly term.
What the lender published
Page heading says 'Accurate as of March 11, 2026' and still displayed these figures when checked on 2026-11-10. Rate determination based on credit history. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro loans. New vehicles have 5,000 miles or less. New/used 2022-2026; up to 66 months.
Checked Nov 10, 2026 · Source metrocu.org
Credit union · New · 67–75 months
Massachusetts, New Hampshire
Published as 67–75 months, not as its own 75-month price.
What the lender published
Page heading says 'Accurate as of March 11, 2026' and still displayed these figures when checked on 2026-11-10. Rate determination based on credit history. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro loans. New vehicles have 5,000 miles or less. New/used 2022-2026; 67 to 75 months.
Checked Nov 10, 2026 · Source metrocu.org
Credit union · Used · 67–75 months
Massachusetts, New Hampshire
Published as 67–75 months, not as its own 75-month price.
What the lender published
Page heading says 'Accurate as of March 11, 2026' and still displayed these figures when checked on 2026-11-10. Rate determination based on credit history. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro loans. New vehicles have 5,000 miles or less. New/used 2022-2026; 67 to 75 months.
Checked Nov 10, 2026 · Source metrocu.org
Credit union · Used · Up to 66 months
Massachusetts, New Hampshire
Published as Up to 66 months, not as a single monthly term.
What the lender published
Page heading says 'Accurate as of March 11, 2026' and still displayed these figures when checked on 2026-11-10. Rate determination based on credit history. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro loans. New vehicles have 5,000 miles or less. Used 2019-2021; up to 66 months.
Checked Nov 10, 2026 · Source metrocu.org
Credit union · Used · 67–75 months
Massachusetts, New Hampshire
Published as 67–75 months, not as its own 75-month price.
What the lender published
Page heading says 'Accurate as of March 11, 2026' and still displayed these figures when checked on 2026-11-10. Rate determination based on credit history. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro loans. New vehicles have 5,000 miles or less. Used 2019-2021; 67 to 75 months.
Checked Nov 10, 2026 · Source metrocu.org
Credit union · New · 76–84 months
Massachusetts, New Hampshire
Published as 76–84 months, not as its own 84-month price.
Minimum loan $20,000.
What the lender published
Page heading says 'Accurate as of March 11, 2026' and still displayed these figures when checked on 2026-11-10. Rate determination based on credit history. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro loans. New vehicles have 5,000 miles or less. Eligible borrowers only; 76 to 84 months.
Checked Nov 10, 2026 · Source metrocu.org
Credit union · Used · 76–84 months
Massachusetts, New Hampshire
Published as 76–84 months, not as its own 84-month price.
Minimum loan $20,000.
What the lender published
Page heading says 'Accurate as of March 11, 2026' and still displayed these figures when checked on 2026-11-10. Rate determination based on credit history. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro loans. New vehicles have 5,000 miles or less. Eligible borrowers only; 76 to 84 months.
Checked Nov 10, 2026 · Source metrocu.org
Credit union · Used · Up to 66 months
Massachusetts, New Hampshire
Published as Up to 66 months, not as a single monthly term.
What the lender published
Page heading says 'Accurate as of March 11, 2026' and still displayed these figures when checked on 2026-11-10. Rate determination based on credit history. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro loans. New vehicles have 5,000 miles or less. Used 2017-2018; up to 66 months.
Checked Nov 10, 2026 · Source metrocu.org
