JustAutoRates

Lenders

Credit union

Mission Federal Credit Union auto loan rates compared

Independent comparison. JustAutoRates is not affiliated with Mission Federal Credit Union. To apply, visit missionfed.com.

California · Headquarters California

San Diego-area credit union; must meet membership and account criteria

Rate page on missionfed.com

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car loans · 6 rates

Standard rate

4.99%NewUp to 36 months

CA

Published as Up to 36 months, not as a single monthly term.

What the lender published

APR as low as (best rates; your rate may be higher based on credit). Model year 2022 and newer; also applies to lease buyout and refinance. Advertised as up to 36 months.

Checked Nov 11, 2026Source missionfed.com

Standard rate

4.99%New37–48 months

CA

Published as 37–48 months, not as its own 48-month price.

What the lender published

APR as low as (best rates; your rate may be higher based on credit). Model year 2022 and newer; also applies to lease buyout and refinance. Advertised as 37-48 months.

Checked Nov 11, 2026Source missionfed.com

Standard rate

4.99%New49–66 months

CA

Published as 49–66 months, not as its own 66-month price.

What the lender published

APR as low as (best rates; your rate may be higher based on credit). Model year 2022 and newer; also applies to lease buyout and refinance. Advertised as 49-66 months.

Checked Nov 11, 2026Source missionfed.com

Standard rate

5.24%New67–75 months

CA

Published as 67–75 months, not as its own 75-month price.

What the lender published

APR as low as (best rates; your rate may be higher based on credit). Model year 2022 and newer; also applies to lease buyout and refinance. Advertised as 67-75 months.

Checked Nov 11, 2026Source missionfed.com

Standard rate

5.24%New76–78 months

CA

Published as 76–78 months, not as its own 78-month price.

What the lender published

APR as low as (best rates; your rate may be higher based on credit). Model year 2022 and newer; also applies to lease buyout and refinance. Advertised as 76-78 months.

Checked Nov 11, 2026Source missionfed.com

Standard rate

6.24%New79–84 months

CA

Published as 79–84 months, not as its own 84-month price.

What the lender published

APR as low as (best rates; your rate may be higher based on credit). Model year 2022 and newer; also applies to lease buyout and refinance. Advertised as 79-84 months.

Checked Nov 11, 2026Source missionfed.com

UsedUsed car loans · 6 rates

Standard rate

4.99%UsedUp to 36 months

CA

Published as Up to 36 months, not as a single monthly term.

What the lender published

APR as low as (best rates; your rate may be higher based on credit). Model year 2022 and newer; also applies to lease buyout and refinance. Advertised as up to 36 months.

Checked Nov 11, 2026Source missionfed.com

Standard rate

4.99%Used37–48 months

CA

Published as 37–48 months, not as its own 48-month price.

What the lender published

APR as low as (best rates; your rate may be higher based on credit). Model year 2022 and newer; also applies to lease buyout and refinance. Advertised as 37-48 months.

Checked Nov 11, 2026Source missionfed.com

Standard rate

4.99%Used49–66 months

CA

Published as 49–66 months, not as its own 66-month price.

What the lender published

APR as low as (best rates; your rate may be higher based on credit). Model year 2022 and newer; also applies to lease buyout and refinance. Advertised as 49-66 months.

Checked Nov 11, 2026Source missionfed.com

Standard rate

5.24%Used67–75 months

CA

Published as 67–75 months, not as its own 75-month price.

What the lender published

APR as low as (best rates; your rate may be higher based on credit). Model year 2022 and newer; also applies to lease buyout and refinance. Advertised as 67-75 months.

Checked Nov 11, 2026Source missionfed.com

Standard rate

5.24%Used76–78 months

CA

Published as 76–78 months, not as its own 78-month price.

What the lender published

APR as low as (best rates; your rate may be higher based on credit). Model year 2022 and newer; also applies to lease buyout and refinance. Advertised as 76-78 months.

Checked Nov 11, 2026Source missionfed.com

Standard rate

6.24%Used79–84 months

CA

Published as 79–84 months, not as its own 84-month price.

What the lender published

APR as low as (best rates; your rate may be higher based on credit). Model year 2022 and newer; also applies to lease buyout and refinance. Advertised as 79-84 months.

Checked Nov 11, 2026Source missionfed.com