Credit union
Independent comparison. JustAutoRates is not affiliated with Missouri Central Credit Union. To apply, visit mocentral.org.
Missouri · Headquarters Missouri
Lee's Summit / North Kansas City credit union; membership required
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
5.20%and upNew1–60 months
MO
Published as 1–60 months, not as its own 60-month price.
2025-2027 new vehicles (under 15,000 miles); APR range 5.20%-14.89% for 49-60 months (5.20%-13.89% up to 48). Max LTV 140%. Rates effective July 16, 2026. Advertised as 1-60 months.
Checked Nov 11, 2026Source mocentral.org
5.70%and upNew61–72 months
MO
Published as 61–72 months, not as its own 72-month price.
2025-2027 new vehicles. APR range 5.70%-14.89%. Max LTV 140%. Rates effective July 16, 2026. Advertised as 61-72 months.
Checked Nov 11, 2026Source mocentral.org
6.20%and upNew73–84 months
MO
Published as 73–84 months, not as its own 84-month price.
2025-2027 new vehicles. APR range 6.20%-14.98%. Max LTV 140%. Rates effective July 16, 2026. Advertised as 73-84 months.
Checked Nov 11, 2026Source mocentral.org
5.30%and upUsed1–60 months
MO
Published as 1–60 months, not as its own 60-month price.
2023-2026 used vehicles (max 150k miles); APR range 5.30%-14.99% for 49-60 months (5.30%-13.99% up to 48). Max LTV 140%. Rates effective July 16, 2026. Advertised as 1-60 months.
Checked Nov 11, 2026Source mocentral.org
5.80%and upUsed61–72 months
MO
Published as 61–72 months, not as its own 72-month price.
2023-2026 used vehicles. APR range 5.80%-14.99%. Max LTV 140%. Rates effective July 16, 2026. Advertised as 61-72 months.
Checked Nov 11, 2026Source mocentral.org
6.30%and upUsed73–84 months
MO
Published as 73–84 months, not as its own 84-month price.
2023-2026 used vehicles. APR range 6.30%-15.08%. Max LTV 140%. Rates effective July 16, 2026. Advertised as 73-84 months.
Checked Nov 11, 2026Source mocentral.org