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Northwest Federal Credit Union auto loan rates compared

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Virginia · Headquarters Virginia

Herndon, VA-based credit union; membership required

Rate page on nwfcu.org

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car rates · 6 rates

As low asPromo ratePromo rate: A promotional rate the lender may end at any time.Min. loan $5,000Min. loan $5,000: The lender publishes this rate with a $5,000 minimum loan amount.LTV 80% or lessLTV 80% or less: Loan-to-value (loan amount vs. vehicle value) must be 80% or less.

5.19%NewUp to 36 months

VAChecked Nov 11, 2026

What the lender published

New model years 2026-2027. Advertised as up to 36 months. Special rate as low as for a limited time; minimum loan $5,000, financing up to 80% of value. Rates depend on credit. Rates current as of October 26, 2026.

Checked Nov 11, 2026Source nwfcu.org

Calculate payment at 5.19% from Northwest Federal Credit UnionVisit lender ↗
As low asPromo ratePromo rate: A promotional rate the lender may end at any time.Min. loan $8,000Min. loan $8,000: The lender publishes this rate with a $8,000 minimum loan amount.LTV 80% or lessLTV 80% or less: Loan-to-value (loan amount vs. vehicle value) must be 80% or less.

5.69%New37–63 months

VAChecked Nov 11, 2026

What the lender published

New model years 2026-2027. Advertised as 37-63 months. Special rate as low as for a limited time; minimum loan $8,000, financing up to 80% of value. Rates depend on credit. Rates current as of October 26, 2026.

Checked Nov 11, 2026Source nwfcu.org

Calculate payment at 5.69% from Northwest Federal Credit UnionVisit lender ↗
As low asPromo ratePromo rate: A promotional rate the lender may end at any time.Min. loan $10,000Min. loan $10,000: The lender publishes this rate with a $10,000 minimum loan amount.LTV 80% or lessLTV 80% or less: Loan-to-value (loan amount vs. vehicle value) must be 80% or less.

5.99%New64–75 months

VAChecked Nov 11, 2026

What the lender published

New model years 2026-2027. Advertised as 64-75 months. Special rate as low as for a limited time; minimum loan $10,000, financing up to 80% of value. Rates depend on credit. Rates current as of October 26, 2026.

Checked Nov 11, 2026Source nwfcu.org

Calculate payment at 5.99% from Northwest Federal Credit UnionVisit lender ↗
As low asPromo ratePromo rate: A promotional rate the lender may end at any time.Min. loan $20,000Min. loan $20,000: The lender publishes this rate with a $20,000 minimum loan amount.LTV 80% or lessLTV 80% or less: Loan-to-value (loan amount vs. vehicle value) must be 80% or less.

6.39%New76–84 months

VAChecked Nov 11, 2026

What the lender published

New model years 2026-2027. Advertised as 76-84 months. Special rate as low as for a limited time; minimum loan $20,000, financing up to 80% of value. Rates depend on credit. Rates current as of October 26, 2026.

Checked Nov 11, 2026Source nwfcu.org

Calculate payment at 6.39% from Northwest Federal Credit UnionVisit lender ↗

UsedUsed car rates · 4 rates

As low asPromo ratePromo rate: A promotional rate the lender may end at any time.Min. loan $5,000Min. loan $5,000: The lender publishes this rate with a $5,000 minimum loan amount.LTV 90% or lessLTV 90% or less: Loan-to-value (loan amount vs. vehicle value) must be 90% or less.

5.19%UsedUp to 36 months

VAChecked Nov 11, 2026

What the lender published

Used model years 2025-2027. Advertised as up to 36 months. Special rate as low as for a limited time; minimum loan $5,000, financing up to 90% of value. Rates depend on credit. Rates current as of October 26, 2026.

Checked Nov 11, 2026Source nwfcu.org

Calculate payment at 5.19% from Northwest Federal Credit UnionVisit lender ↗
As low asPromo ratePromo rate: A promotional rate the lender may end at any time.Min. loan $8,000Min. loan $8,000: The lender publishes this rate with a $8,000 minimum loan amount.LTV 90% or lessLTV 90% or less: Loan-to-value (loan amount vs. vehicle value) must be 90% or less.

5.69%Used37–63 months

VAChecked Nov 11, 2026

What the lender published

Used model years 2025-2027. Advertised as 37-63 months. Special rate as low as for a limited time; minimum loan $8,000, financing up to 90% of value. Rates depend on credit. Rates current as of October 26, 2026.

Checked Nov 11, 2026Source nwfcu.org

Calculate payment at 5.69% from Northwest Federal Credit UnionVisit lender ↗
As low asPromo ratePromo rate: A promotional rate the lender may end at any time.Min. loan $10,000Min. loan $10,000: The lender publishes this rate with a $10,000 minimum loan amount.LTV 90% or lessLTV 90% or less: Loan-to-value (loan amount vs. vehicle value) must be 90% or less.

5.89%Used64–75 months

VAChecked Nov 11, 2026

What the lender published

Used model years 2025-2027. Advertised as 64-75 months. Special rate as low as for a limited time; minimum loan $10,000, financing up to 90% of value. Rates depend on credit. Rates current as of October 26, 2026.

Checked Nov 11, 2026Source nwfcu.org

Calculate payment at 5.89% from Northwest Federal Credit UnionVisit lender ↗
As low asPromo ratePromo rate: A promotional rate the lender may end at any time.Min. loan $20,000Min. loan $20,000: The lender publishes this rate with a $20,000 minimum loan amount.LTV 90% or lessLTV 90% or less: Loan-to-value (loan amount vs. vehicle value) must be 90% or less.

6.64%Used76–84 months

VAChecked Nov 11, 2026

What the lender published

Used model years 2025-2027. Advertised as 76-84 months. Special rate as low as for a limited time; minimum loan $20,000, financing up to 90% of value. Rates depend on credit. Rates current as of October 26, 2026.

Checked Nov 11, 2026Source nwfcu.org

Calculate payment at 6.64% from Northwest Federal Credit UnionVisit lender ↗