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Nutmeg State Financial Credit Union auto loan rates compared

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Connecticut · Headquarters Connecticut

Rocky Hill, CT-based credit union; must be a member to qualify

Rate page on nutmegstatefcu.org

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

The published figure may include an autopay, direct-deposit, or relationship discount.

NewNew car rates · 1 rate

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).LTV under 80%LTV under 80%: Loan-to-value (loan amount vs. vehicle value) must be under 80%.

5.50%NewUp to 84 months

CTChecked Nov 11, 2026

What the lender published

New vehicle: max age 1 year, max 5,000 miles. Lowest APR requires a 48-month term, current membership, autopay from a Nutmeg account and loan-to-value under 80% (0.25% discount each for autopay and LTV). Terms up to 84 months.

Checked Nov 11, 2026Source nutmegstatefcu.org

UsedUsed car rates · 1 rate

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).LTV under 80%LTV under 80%: Loan-to-value (loan amount vs. vehicle value) must be under 80%.

5.50%UsedUp to 84 months

CTChecked Nov 11, 2026

What the lender published

Used vehicle: max age 7 years, max 100,000 miles. Lowest APR requires a 48-month term, current membership, autopay from a Nutmeg account and loan-to-value under 80% (0.25% discount each for autopay and LTV). Terms up to 84 months.

Checked Nov 11, 2026Source nutmegstatefcu.org