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Oklahoma's Credit Union auto loan rates compared

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Oklahoma · Headquarters Oklahoma

Oklahoma City-based credit union; membership required

Rate page on okcu.org

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

The published figure may include an autopay, direct-deposit, or relationship discount.

NewNew car rates · 4 rates

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Direct depositDirect deposit: The published rate requires direct deposit with the lender.Top credit tierTop credit tier: The published rate is for the lender’s top credit tier.

3.74%New36 months

OKChecked Nov 11, 2026

What the lender published

Published for a 36-month term. APR as low as for a VantageScore of 740 or higher. Requires automatic payments and an OKCU checking account with monthly direct deposit of at least $2,000. The same rate table covers new and used autos. Effective September 22, 2026.

Checked Nov 11, 2026Source okcu.org

Calculate payment at 3.74% from Oklahoma's Credit UnionVisit lender ↗
As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Direct depositDirect deposit: The published rate requires direct deposit with the lender.Top credit tierTop credit tier: The published rate is for the lender’s top credit tier.

4.24%New60 months

OKChecked Nov 11, 2026

What the lender published

Published for a 60-month term. APR as low as for a VantageScore of 740 or higher. Requires automatic payments and an OKCU checking account with monthly direct deposit of at least $2,000. The same rate table covers new and used autos. Effective September 22, 2026.

Checked Nov 11, 2026Source okcu.org

Calculate payment at 4.24% from Oklahoma's Credit UnionVisit lender ↗
As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Direct depositDirect deposit: The published rate requires direct deposit with the lender.Top credit tierTop credit tier: The published rate is for the lender’s top credit tier.

4.99%New75 months

OKChecked Nov 11, 2026

What the lender published

Published for a 75-month term. APR as low as for a VantageScore of 740 or higher. Requires automatic payments and an OKCU checking account with monthly direct deposit of at least $2,000. The same rate table covers new and used autos. Effective September 22, 2026.

Checked Nov 11, 2026Source okcu.org

Calculate payment at 4.99% from Oklahoma's Credit UnionVisit lender ↗
As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Direct depositDirect deposit: The published rate requires direct deposit with the lender.Top credit tierTop credit tier: The published rate is for the lender’s top credit tier.

5.24%New84 months

OKChecked Nov 11, 2026

What the lender published

Published for a 84-month term. APR as low as for a VantageScore of 740 or higher. Requires automatic payments and an OKCU checking account with monthly direct deposit of at least $2,000. The same rate table covers new and used autos. Effective September 22, 2026.

Checked Nov 11, 2026Source okcu.org

Calculate payment at 5.24% from Oklahoma's Credit UnionVisit lender ↗

UsedUsed car rates · 4 rates

As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Direct depositDirect deposit: The published rate requires direct deposit with the lender.Top credit tierTop credit tier: The published rate is for the lender’s top credit tier.

3.74%Used36 months

OKChecked Nov 11, 2026

What the lender published

Published for a 36-month term. APR as low as for a VantageScore of 740 or higher. Requires automatic payments and an OKCU checking account with monthly direct deposit of at least $2,000. The same rate table covers new and used autos. Effective September 22, 2026.

Checked Nov 11, 2026Source okcu.org

Calculate payment at 3.74% from Oklahoma's Credit UnionVisit lender ↗
As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Direct depositDirect deposit: The published rate requires direct deposit with the lender.Top credit tierTop credit tier: The published rate is for the lender’s top credit tier.

4.24%Used60 months

OKChecked Nov 11, 2026

What the lender published

Published for a 60-month term. APR as low as for a VantageScore of 740 or higher. Requires automatic payments and an OKCU checking account with monthly direct deposit of at least $2,000. The same rate table covers new and used autos. Effective September 22, 2026.

Checked Nov 11, 2026Source okcu.org

Calculate payment at 4.24% from Oklahoma's Credit UnionVisit lender ↗
As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Direct depositDirect deposit: The published rate requires direct deposit with the lender.Top credit tierTop credit tier: The published rate is for the lender’s top credit tier.

4.99%Used75 months

OKChecked Nov 11, 2026

What the lender published

Published for a 75-month term. APR as low as for a VantageScore of 740 or higher. Requires automatic payments and an OKCU checking account with monthly direct deposit of at least $2,000. The same rate table covers new and used autos. Effective September 22, 2026.

Checked Nov 11, 2026Source okcu.org

Calculate payment at 4.99% from Oklahoma's Credit UnionVisit lender ↗
As low asAutopayAutopay: The published rate assumes automatic payments (autopay).Direct depositDirect deposit: The published rate requires direct deposit with the lender.Top credit tierTop credit tier: The published rate is for the lender’s top credit tier.

5.24%Used84 months

OKChecked Nov 11, 2026

What the lender published

Published for a 84-month term. APR as low as for a VantageScore of 740 or higher. Requires automatic payments and an OKCU checking account with monthly direct deposit of at least $2,000. The same rate table covers new and used autos. Effective September 22, 2026.

Checked Nov 11, 2026Source okcu.org

Calculate payment at 5.24% from Oklahoma's Credit UnionVisit lender ↗