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OneAZ Credit Union auto loan rates compared

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Arizona · Headquarters Arizona

Phoenix, AZ-based credit union; membership required

Rate page on oneazcu.com

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car rates · 2 rates

As low asChecking accountChecking account: The published rate assumes a checking account with the lender.Promo ratePromo rate: A promotional rate the lender may end at any time.

4.95%New48 months

AZChecked Nov 11, 2026

What the lender published

New autos, model year 2025 and newer. Published for a 48-month term. Special rate as low as; needs a OneAZ checking account and is not available through dealers. Rates depend on credit.

Checked Nov 11, 2026Source oneazcu.com

As low asChecking accountChecking account: The published rate assumes a checking account with the lender.Promo ratePromo rate: A promotional rate the lender may end at any time.

5.15%New60 months

AZChecked Nov 11, 2026

What the lender published

New autos, model year 2025 and newer. Published for a 60-month term. Special rate as low as; needs a OneAZ checking account and is not available through dealers. Rates depend on credit.

Checked Nov 11, 2026Source oneazcu.com

UsedUsed car rates · 2 rates

As low asChecking accountChecking account: The published rate assumes a checking account with the lender.Promo ratePromo rate: A promotional rate the lender may end at any time.

4.95%Used48 months

AZChecked Nov 11, 2026

What the lender published

Used autos up to 15 years old. Published for a 48-month term. Special rate as low as; needs a OneAZ checking account and is not available through dealers. Rates depend on credit.

Checked Nov 11, 2026Source oneazcu.com

As low asChecking accountChecking account: The published rate assumes a checking account with the lender.Promo ratePromo rate: A promotional rate the lender may end at any time.

5.15%Used60 months

AZChecked Nov 11, 2026

What the lender published

Used autos up to 15 years old. Published for a 60-month term. Special rate as low as; needs a OneAZ checking account and is not available through dealers. Rates depend on credit.

Checked Nov 11, 2026Source oneazcu.com