Credit union
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South Carolina · Headquarters South Carolina
Columbia, SC-based credit union; membership required
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
3.99%NewUp to 36 months
SCChecked Nov 11, 2026
New cars and trucks (model years 2023 and newer). Advertised as up to 36 months. APR as low as; rate depends on credit, amount financed, and term.
Checked Nov 11, 2026Source palmettocitizens.org
5.50%New37–48 months
SCChecked Nov 11, 2026
New cars and trucks (model years 2023 and newer). Advertised as 37-48 months. APR as low as; rate depends on credit, amount financed, and term.
Checked Nov 11, 2026Source palmettocitizens.org
5.55%New49–60 months
SCChecked Nov 11, 2026
New cars and trucks (model years 2023 and newer). Advertised as 49-60 months. APR as low as; rate depends on credit, amount financed, and term.
Checked Nov 11, 2026Source palmettocitizens.org
5.60%New61–72 months
SCChecked Nov 11, 2026
New cars and trucks (model years 2023 and newer). Advertised as 61-72 months. APR as low as; rate depends on credit, amount financed, and term.
Checked Nov 11, 2026Source palmettocitizens.org
7.29%New73–84 months
SCChecked Nov 11, 2026
New cars and trucks (model years 2023 and newer). Advertised as 73-84 months. APR as low as; rate depends on credit, amount financed, and term.
Checked Nov 11, 2026Source palmettocitizens.org
9.29%New85–96 months
SCChecked Nov 11, 2026
New cars and trucks (model years 2023 and newer). Advertised as 85-96 months. APR as low as; rate depends on credit, amount financed, and term.
Checked Nov 11, 2026Source palmettocitizens.org
3.99%UsedUp to 36 months
SCChecked Nov 11, 2026
Used cars and trucks up to 3 years old (model years 2023 and newer get the same rate as new). Advertised as up to 36 months. APR as low as; rate depends on credit, amount financed, and term.
Checked Nov 11, 2026Source palmettocitizens.org
5.50%Used37–48 months
SCChecked Nov 11, 2026
Used cars and trucks up to 3 years old (model years 2023 and newer get the same rate as new). Advertised as 37-48 months. APR as low as; rate depends on credit, amount financed, and term.
Checked Nov 11, 2026Source palmettocitizens.org
6.44%UsedUp to 48 months
SCChecked Nov 11, 2026
Used cars and trucks 4-5 years old. Advertised as up to 48 months. APR as low as.
Checked Nov 11, 2026Source palmettocitizens.org
5.55%Used49–60 months
SCChecked Nov 11, 2026
Used cars and trucks up to 3 years old (model years 2023 and newer get the same rate as new). Advertised as 49-60 months. APR as low as; rate depends on credit, amount financed, and term.
Checked Nov 11, 2026Source palmettocitizens.org
5.60%Used61–72 months
SCChecked Nov 11, 2026
Used cars and trucks up to 3 years old (model years 2023 and newer get the same rate as new). Advertised as 61-72 months. APR as low as; rate depends on credit, amount financed, and term.
Checked Nov 11, 2026Source palmettocitizens.org
6.44%UsedUp to 72 months
SCChecked Nov 11, 2026
Used cars and trucks 4-5 years old. Advertised as up to 72 months. APR as low as.
Checked Nov 11, 2026Source palmettocitizens.org
7.29%Used73–84 months
SCChecked Nov 11, 2026
Used cars and trucks up to 3 years old (model years 2023 and newer get the same rate as new). Advertised as 73-84 months. APR as low as; rate depends on credit, amount financed, and term.
Checked Nov 11, 2026Source palmettocitizens.org
9.29%Used85–96 months
SCChecked Nov 11, 2026
Used cars and trucks up to 3 years old (model years 2023 and newer get the same rate as new). Advertised as 85-96 months. APR as low as; rate depends on credit, amount financed, and term.
Checked Nov 11, 2026Source palmettocitizens.org