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PSECU auto loan rates compared

Independent comparison. JustAutoRates is not affiliated with PSECU. To apply, visit psecu.com.

Pennsylvania · Headquarters Pennsylvania

Pennsylvania credit union; check PSECU membership eligibility

Rate page on psecu.com

Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.

NewNew car loans · 4 rates

LTV 90% or less

5.69%and upNew1–63 months

PA

Published as 1–63 months, not as its own 63-month price.

Minimum loan $1,000.

What the lender published

New and used, 2023 model year and newer. APR as low as (range 5.69%-12.14%); may increase with model year, term, front-end LTV over 90% and credit. Add 0.25% for coupon payments. Valid as of 11/11/2026. Minimum loan $1,000. Advertised as 1-63 months.

Checked Nov 11, 2026Source psecu.com

LTV 90% or less

6.14%New64–75 months

PA

Published as 64–75 months, not as its own 75-month price.

Minimum loan $4,000.

What the lender published

New and used, 2023 model year and newer. APR as low as (range 5.69%-12.14%); may increase with model year, term, front-end LTV over 90% and credit. Add 0.25% for coupon payments. Valid as of 11/11/2026. Minimum loan $4,000. Advertised as 64-75 months.

Checked Nov 11, 2026Source psecu.com

LTV 90% or less

6.79%New76–84 months

PA

Published as 76–84 months, not as its own 84-month price.

Minimum loan $6,000.

What the lender published

New and used, 2023 model year and newer. APR as low as (range 5.69%-12.14%); may increase with model year, term, front-end LTV over 90% and credit. Add 0.25% for coupon payments. Valid as of 11/11/2026. Minimum loan $6,000. Advertised as 76-84 months.

Checked Nov 11, 2026Source psecu.com

LTV 90% or less

7.79%New85–96 months

PA

Published as 85–96 months, not as its own 96-month price.

Minimum loan $12,000.

What the lender published

New and used, 2023 model year and newer. APR as low as (range 5.69%-12.14%); may increase with model year, term, front-end LTV over 90% and credit. Add 0.25% for coupon payments. Valid as of 11/11/2026. Minimum loan $12,000. Advertised as 85-96 months.

Checked Nov 11, 2026Source psecu.com

UsedUsed car loans · 4 rates

LTV 90% or less

5.69%and upUsed1–63 months

PA

Published as 1–63 months, not as its own 63-month price.

Minimum loan $1,000.

What the lender published

New and used, 2023 model year and newer. APR as low as (range 5.69%-12.14%); may increase with model year, term, front-end LTV over 90% and credit. Add 0.25% for coupon payments. Valid as of 11/11/2026. Minimum loan $1,000. Advertised as 1-63 months.

Checked Nov 11, 2026Source psecu.com

LTV 90% or less

6.14%Used64–75 months

PA

Published as 64–75 months, not as its own 75-month price.

Minimum loan $4,000.

What the lender published

New and used, 2023 model year and newer. APR as low as (range 5.69%-12.14%); may increase with model year, term, front-end LTV over 90% and credit. Add 0.25% for coupon payments. Valid as of 11/11/2026. Minimum loan $4,000. Advertised as 64-75 months.

Checked Nov 11, 2026Source psecu.com

LTV 90% or less

6.79%Used76–84 months

PA

Published as 76–84 months, not as its own 84-month price.

Minimum loan $6,000.

What the lender published

New and used, 2023 model year and newer. APR as low as (range 5.69%-12.14%); may increase with model year, term, front-end LTV over 90% and credit. Add 0.25% for coupon payments. Valid as of 11/11/2026. Minimum loan $6,000. Advertised as 76-84 months.

Checked Nov 11, 2026Source psecu.com

LTV 90% or less

7.79%Used85–96 months

PA

Published as 85–96 months, not as its own 96-month price.

Minimum loan $12,000.

What the lender published

New and used, 2023 model year and newer. APR as low as (range 5.69%-12.14%); may increase with model year, term, front-end LTV over 90% and credit. Add 0.25% for coupon payments. Valid as of 11/11/2026. Minimum loan $12,000. Advertised as 85-96 months.

Checked Nov 11, 2026Source psecu.com