Credit union
Independent comparison. JustAutoRates is not affiliated with People's Credit Union. To apply, visit peoplescu.com.
Rhode Island, Massachusetts, Connecticut · Headquarters Rhode Island
Live or work in Rhode Island, southeastern Massachusetts, or eastern Connecticut
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
5.49%
as low as APR
Credit union · New · 63 months
Rhode Island, Massachusetts, Connecticut
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2023-2026 (same published rate for new and recent used in this bucket).
Checked Nov 10, 2026Source peoplescu.com
5.49%
as low as APR
Credit union · Used · 63 months
Rhode Island, Massachusetts, Connecticut
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2023-2026 (same published rate for new and recent used in this bucket).
Checked Nov 10, 2026Source peoplescu.com
5.49%
as low as APR
Credit union · New · 66 months
Rhode Island, Massachusetts, Connecticut
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2023-2026 (same published rate for new and recent used in this bucket).
Checked Nov 10, 2026Source peoplescu.com
5.49%
as low as APR
Credit union · Used · 66 months
Rhode Island, Massachusetts, Connecticut
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2023-2026 (same published rate for new and recent used in this bucket).
Checked Nov 10, 2026Source peoplescu.com
5.74%
as low as APR
Credit union · Used · 63 months
Rhode Island, Massachusetts, Connecticut
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2020-2022.
Checked Nov 10, 2026Source peoplescu.com
5.74%
as low as APR
Credit union · Used · 66 months
Rhode Island, Massachusetts, Connecticut
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2020-2022.
Checked Nov 10, 2026Source peoplescu.com
5.74%
as low as APR
Credit union · New · 75 months
Rhode Island, Massachusetts, Connecticut
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2023-2026 (same published rate for new and recent used in this bucket).
Checked Nov 10, 2026Source peoplescu.com
5.74%
as low as APR
Credit union · Used · 75 months
Rhode Island, Massachusetts, Connecticut
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2023-2026 (same published rate for new and recent used in this bucket).
Checked Nov 10, 2026Source peoplescu.com
6.14%
as low as APR
Credit union · Used · 75 months
Rhode Island, Massachusetts, Connecticut
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2020-2022.
Checked Nov 10, 2026Source peoplescu.com
6.74%
as low as APR
Credit union · New · 84 months
Rhode Island, Massachusetts, Connecticut
Minimum loan $25,000.
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2023-2026.
Checked Nov 10, 2026Source peoplescu.com
6.74%
as low as APR
Credit union · Used · 84 months
Rhode Island, Massachusetts, Connecticut
Minimum loan $25,000.
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2023-2026. Disclosure on this table says minimum $25,000 with maximum mileage of 40,000 for 84-month terms (a later disclosure on the same page says 25,000 miles).
Checked Nov 10, 2026Source peoplescu.com
6.90%
as low as APR
Credit union · Used · 66 months
Rhode Island, Massachusetts, Connecticut
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2017-2019.
Checked Nov 10, 2026Source peoplescu.com
7.10%
as low as APR
Credit union · Used · 66 months
Rhode Island, Massachusetts, Connecticut
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model year 2016.
Checked Nov 10, 2026Source peoplescu.com
7.54%
as low as APR
Credit union · Used · 75 months
Rhode Island, Massachusetts, Connecticut
Active as of 11/10/2026. Lowest APR; based on a credit score of 700 and maximum LTV of 120% of retail or MSRP for new vehicles. Includes a 0.25% discount for automatic electronic payments from a People's checking account. Model years 2017-2019.
Checked Nov 10, 2026Source peoplescu.com