Credit union
Independent comparison. JustAutoRates is not affiliated with Police and Fire Federal Credit Union (PFFCU). To apply, visit pffcu.org.
Pennsylvania · Headquarters Pennsylvania
Philadelphia-area credit union; check membership eligibility
Tagged rates need something extra, like autopay or a specific dealer. Untagged rates are the lender's standard rate.
5.59%New63 months
PA
Minimum loan $7,500.
2025-2027 model-year vehicles; lowest of four credit-tier columns (rate depends on term, credit score and model year). Effective November 11, 2026. Minimum loan $7,500. Advertised as 63 months.
Checked Nov 11, 2026Source pffcu.org
5.84%New72 months
PA
Minimum loan $10,000.
2025-2027 model-year vehicles; lowest of four credit-tier columns (rate depends on term, credit score and model year). Effective November 11, 2026. Minimum loan $10,000. Advertised as 72 months.
Checked Nov 11, 2026Source pffcu.org
6.09%New75 months
PA
Minimum loan $12,500.
2025-2027 model-year vehicles; lowest of four credit-tier columns (rate depends on term, credit score and model year). Effective November 11, 2026. Minimum loan $12,500. Advertised as 75 months.
Checked Nov 11, 2026Source pffcu.org
6.34%New84 months
PA
Minimum loan $15,000.
2025-2027 model-year vehicles; lowest of four credit-tier columns (rate depends on term, credit score and model year). Effective November 11, 2026. Minimum loan $15,000; 84 months for new vehicles (preowned up to 6 years). Advertised as 84 months.
Checked Nov 11, 2026Source pffcu.org
5.59%Used63 months
PA
Minimum loan $7,500.
2025-2027 model-year vehicles; lowest of four credit-tier columns (rate depends on term, credit score and model year). Effective November 11, 2026. Minimum loan $7,500. Advertised as 63 months.
Checked Nov 11, 2026Source pffcu.org
5.84%Used72 months
PA
Minimum loan $10,000.
2025-2027 model-year vehicles; lowest of four credit-tier columns (rate depends on term, credit score and model year). Effective November 11, 2026. Minimum loan $10,000. Advertised as 72 months.
Checked Nov 11, 2026Source pffcu.org
6.09%Used75 months
PA
Minimum loan $12,500.
2025-2027 model-year vehicles; lowest of four credit-tier columns (rate depends on term, credit score and model year). Effective November 11, 2026. Minimum loan $12,500. Advertised as 75 months.
Checked Nov 11, 2026Source pffcu.org